WILLIAM HAYCOOK, PCI INSURANCE PROGRAM MANAGER,
WRITES A REGULAR COLUMN FOR "SPOTLIGHT ", THE AACT
PUBLICATION. EACH COLUMN ADDRESSES AN INSURANCE
ISSUE OF INTEREST TO COMMUNITY THEATRE GROUPS.

    WHO AM I TO TELL YOU?

      Information about our insurance & community theatre experiences [Jan/96]11
 
 

        WHERE'S THE HARM IN THAT?

        Hold Harmless Agreements when others use/rent your theatre or when you
         hire contractors to do work at your theatre [Mar/96]16

 
        WILL BUILD TO SUIT

          Outlines the various types of insurance coverage available to meet the needs
          of your theatre group [May/96]12
 
 

        IS THERE A D&O POLICY IN THE WINGS?

          Directors & Officers liability insurance for Officers, members of your Board
          of Directors and Committee chairpersons [Aug/96]14
 
 

        TO DRINK OR NOT TO DRINK

        Liquor liability insurance for community theatres [Feb/97]13
 

 
   CENTS & COMMON SENSE

          Three-part series on Loss Control; how to make your theatre safer to
          protect against injuries and property damages [Apr-Jun-Aug/97]17
 
 

        VOLUNTEER PROTECTION!?

          Follow up to the Aug/96 article on D&O insurance.  Addresses the 1997
          U.S.Volunteer Protection Act; a law that was supposed to protect those
          who serve on volunteer Boards of Directors [Oct/97]15
 
 

        OLD NEW IS GOOD NEWS

          AACT insurance clients can add liability coverage for various
          "special events" at reasonable prices [Feb/98]22
 
 

        COINSURANCE: A RISKY BUSINESS

          Many property insurance policies include a coinsurance factor under which
          you might be penalized if you experience a partial loss claim.  If your
          property insurance is written on a Replacement Cost/Agreed Value basis,
          you can avoid these possible penalties [Apr/98]23
 
 

        YOU WANT FRIES WITH THAT?

          All Risk [Special] Causes of Loss is better coverage then Basic or Broad
          form property coverage [Jun/98]19
 
 

        BETTER BEFORE THEN AFTER

          Know what your policy excludes [does not cover] when you buy it; not
          after you experience a serious loss [Aug/98]20
 
 

        RENTING WITH AN OPTION TO SUE

          Revisiting the dangers of renting your theatre to others who do not have
          their own insurance [Oct/98]21
 
 

        HAVE IT YOUR WAY

          Contact my office with the insurance topics of most interest to you & we
          will try to write an article about it in a future Spotlight column [Dec/98]24
 
 

        WHAT FLOATS ON DRY LAND?

          Making sure your theatrical properties [lights, sets, costumes, sound
          equipment, etc] are properly covered by your insurance [Feb/99]25
 
 

   CRIMES OF OPPORTUNITY

          Most theatre property thefts are crimes of opportunity, but there are
          steps you can take to protect your group's theatrical properties from
          these kinds of "inside" thefts/burglaries [Apr/99]26
 
 

        BEWARE OF THAT BLIND SPOT

          Outlines some of the liability hazards involved in erecting off premises signs.
          Offers some simple suggestions for reducing the risks  [Jun/99]27
 
 

        LET ME CALL MY ATTORNEY

          Introduces the idea of providing a legal services component within the
          package policy [AUG/99]28 Note: We were unable to accomplish this.
 
 

        DOES ANYBODY SEE WHAT I SEE?

        After 5 years without a rate increase, our insurance program is facing one due
          to excessive property losses resulting from groups who are neglecting to
          secure their most valuable equipment [OCT/99]29
 
 

   YOU ASKED FOR IT

        Translates common insurance legalese into easy to understand English.
         Explains some common insurance terms using a FAQs format [DEC/99]30
 
 

   CALAMITY CLAIM AIN'T NO MUSICAL

          What to do in case one of your patients has a slip and fall accident. How to
          deal with the accident victim and what to do as a follow-up; collecting
          information, filing a claim and working with the claim adjuster [FEB/00]31
 
 

        TWENTY-FOUR / SEVEN

Introduces two webpage features available 24 hours a day/7 days a
week. An electronic Claim Form to email claims and a Helpful
Advice page that answers common theatre insurance questions.
Both pages have an e-mail button to send your claim or inquiry
directly to the Ponta, Castle & Ingram Agency  [APR/00]32
 

    SUPPORTING CAST

When considering property insurance, do not overlook important coverage
such as Debris Removal, Ordinance & Law, Flood Exclusions.[JUN/00]33
 

    LOYALTY COUNTS

Explains how you can secure your insurance through the AACT-endorsed
insurance program while maintaining your long-term relationship with your
local agent at the same time.[AUG/00]34
 

    A MIRACLE

Now you can add General Liability coverage to your insurance policy when
others rent your theatre space.  There is additional premium charged for the
added coverage and the coverage is subject to limitations.[OCT/00]35
 

    GL: THE OTHER WHITE MEAT

Presents an overview of what General Liability insurance is all about.  If you
own your own theatre or rent a space from someone else, you need this
kind of insurance.[DEC/00]36
 

    GL:  BASIC TRAINING

Describes, in simple language, the basic coverage elements to look for in any
General Liability policy. [FEB/01]37
 

    ITS ELEMENTARY, MY DEAR WATSON Coming in April38

A higher deductible on your property insurance may save you money on annual
premium, but may cost you a lot more in the long run.  Evaluate your specific
insurance needs before accepting a higher deductible.
 
 

    Click here to e-mail your inquiry about any article in our library
archive or about any theatre-related insurance question.