Are you an optimist or a pessimist ? Do you look at life through rose coloured spetacles or through dark glasses?   If you heard a knock on your door late at night would you assume that it meant either bad news or trouble of some sort ? Yes No Do you routinely carry safety pins and strings with you in case something breaks ? Yes No Do you ever bet ? Yes No Do you ever dream about what you would do if you suddenly won - or - inherited fortune ? Yes No Do you always carry a raincoat or umbrella with you when you go out ? Yes No Do you spend a hefty part of your income on insurance ? Yes No Would you ever go away without first making hotel reservations ? Yes No Do you think that most people are basically honest ? Yes No If, when planning a holiday , you left your housekey with a friend or neighbour would you lock away valuables ? Yes No Do you invraibly feel enthusiastic about new projects ? Yes No Would you lend money to an acquiantance who promised to pay you back ? Yes No If planning a picnic or barbecue do you always work out what you'll do if it rains ? Yes No By and large do you trust people ? Yes No If you had an important appointment would you set off earlier than necessary to allow time for breakdowns etc ? Yes No If your doctor arranged a hospital appointment would you assume that something must be wrong ? Yes No Do you think that people are basically honest ? Yes No Do you enjoy receiving unexpected letters and parcels ? Yes No By and large do you spend your money as it comes in - and let the future look after itself ? Yes No Do you usually buy life insurance before flying by aeroplane ? Yes No Are you looking forward to the next 12 months of your life ? Yes No

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