1.  Habitat for Humanity is a Christian ministry.
Habitat brings together all kinds of people in the service of God.   Persons of different faiths, ages, races and backgrounds put aside their differences and agree on the hammer as an instrument of God�s love.  �Our love should not be just words and talk; it must be true love, which shows itself in action.� 1 John 3:18

2. Total Number of Habitat for Humanity homeowners who have gotten their homes for free:  0

NO FREE HOMES Habitat works because it enables people to become homeowners and to improve their life. It is a hand up, not a hand out.  Habitat for Humanity is a nonprofit, ecumenical Christian housing ministry.  Habitat invites people from all walks of life to work together in partnership to help build homes with families in need.  All Habitat homes are sold to the homeowner at zero percent interest

3. Habitat Homeowners Must Qualify.
Partner families are selected based on three primary criteria.  The family selection committee reviews the applications and completes a home visit and credit check as a part of the selection process.  Habitat for Humanity follows all fair housing laws in selecting families.
Applicants must�.
     a. Have the ability to repay.  Habitat for Humanity partner families are low income, but have enough income to make a house payment and pay their bills.
     b. Be willing to partner.  Partner families perform 300-400 hours of �sweat equity� which is work on their Habitat home and other families� homes.
     c. Have a need for housing.  Partner families must have a need for housing.  Specifically where they live now is not adequate due either to overcrowding, unsafe, or unaffordable housing.

4. Number of Habitat affiliates in the United States:  more than 1600
COMMUNITY BASED While Habitat for Humanity International has a worldwide mission, it is based on the philosophy that communities should work together to solve the problems in their community.  Habitat is based on partnerships formed in the community to address issues of homelessness and poverty housing.  Within the community, businesses, churches, service organizations, and individuals all partner to make one of our homes a success.

5. Average price of a Habitat home in the Fort hood Area is $39,000

The average price of a home in the Fort Hood Area for the year 2000 was 79,000. AFFORDABLE  HOUSING. We are targeting families who could not afford or qualify for a conventional loan to buy a home.  Our homes cost less for several reasons:
     a. We build homes with volunteer labor, both skilled and unskilled.  This allows us to save the single greatest cost of building a home, labor.  The tremendous cost of skilled labor associated with a home is a major reason homes cost so much.  A Habitat work day is much like an old style barn raising where members of the community come together to help a member of the community.
     b. Our mortgages are zero interest.  Homeowners pay back the amount it cost us to build the home.  These mortgage payments are put back into the Habitat program to build more homes for more low income families.
     c. A great many individuals and businesses donate time, materials and services to us for free or at reduced costs which allows us to build for a lower price.
Fort Hood Area Habitat for Humanity
2601 Atkinson Ave.
Killeen, TX 76543
USA

Gene Bauer - Executive Director
Tel: 254-680-4007
Fax: 254-680-4839
Email:
[email protected]
Building in Belton, Copperas Cove, Harker Heights, Killeen, Nolanville and Temple
Founded in 1994
Fort Hood Area Habitat for Humanity
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