FAQ

Please help me and my family!

  • IS THIS SITE FOR REAL?
    Yes, I am an honest person, but I don't exactly know how to prove it to you. I know there are a lot of scams out there, so it is probably hard for you to believe that this site is any different. I just hope you believe me when I say that I am a christian and I would never try to scam anyone. I am a bit elusive as to exactly who I am for personal safety reasons only. You need be careful in this internet/technology age.

  • DO I HAVE A JOB?
    Yes I do. I work about 55 hours a week from my home day-care facility. I am always working. That's why I can't get an additional part-time job. Plus I live in the middle of nowhere and I don't have a car, so even if I could stay up 24 hours a day, it would be almost impossible. To add to that, there are NO jobs around here!

  • HAVE YOU TRIED GETTING HELP FROM YOUR LOCAL OR STATE GOVERNMENT?
    Yes. We have tried everything. We've asked for help from numerous places, and haven't had much luck whatsoever. The local DHS has been no help at all, except for the WIC program, which we get for Olivia.

  • DO I EXPECT YOU TO PAY ALL OF MY DEBT WHILE I SIT BACK AND DO NOTHING?
    No I do not. I am simply asking you to help if you can. I am making my minimum monthly payments on my own. I break down how much you pay and how much I pay on my Debt Tally page. It actually looks like I'm paying less, because I'm not showing the additional finance charges. Those finance charges are coming out of the amount that I pay every month.

  • WHY DON'T I CONSOLIDATE MY DEBT?
    I tried, but my credit score is now really low, my monthly income isn't so great, and I have no assets whatsoever, so my loan wasn't approved. They told me that my credit score was too low and that the other reason was that I had a collection on my record (from Penn Foster school that I was unable to pay) so the couldn't grant my loan.

  • WILL I POSE NUDE, HAVE SEX, OR GO ON A DATE WITH YOU FOR MONEY?
    No sorry. I don't sell myself or my body for money. That's something I definitely won't do for money!

  • WHY DON'T I FILE FOR BANKRUPTCY?
    Because you would end up paying my debt anyway, but not by choice. Eventually your finance charges will go up, your taxes, etc. So you can give me a dollar, then I will avoid bankruptcy, and we will all save on interest rates and taxes in the future. See? Your donation helps us all!

    If you have any additional questions, feel free to e-mail me!










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