| Death Benefit | S$50,000 |
| Total and Permanent Disability | S$50,0001(lifetime limit) |
| Critical Illness | S$50,000(lifetime limit) |
| Enhanced Accidental Death and Dismemberment | S$50,000 |
| Surgical Benefit | Up to S$10,000 |
| Daily Hospital Income | Intensive Care Unit (ICU) Cover Daily: S$50 ICU: S$150 (up to 365 days) |
| Second Opinion Covers | cost2 of a second opinion on a diagnosed critical illness |
| Unemployment Cover Waiver of premium for up to 12 months |
GUARANTEED RENEWABLE
AIA Living Essentials comes with an 8-year term. It also offers you a guaranteed option to renew your plan, giving you the flexibility to meet your long-term protection needs too.
After 8 years, you can choose to renew your plan for another 8 years. In fact, you can continue to renew your plan until age 60. So, regardless of any changes in your state of health, you can keep enjoying the full benefits of the plan.
GUARANTEED CONVERTIBLE
What's more, AIA Living Essentials caters to your future changing needs as you can convert it to a new whole life or endowment plan at any time during the eighth year of your policy. You can select from a wide range of AIA plans available at the time of conversion, without the need for a medical examination.
ENJOY PEACE OF MIND WITH AIA
AIA is the first Asia-based life insurance company to receive the AAA rating, the highest possible assessment of financial strength from Standard & Poor’s – one of the world’s leading credit rating agencies.
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