At MPC we believe that the greatest asset a family has is its “earning ability”, and we know that we all have a responsibility to protect our loved ones who depend on us. Any disruption in that earning ability could be viewed a catastrophic financial loss to that family. To avoid that catastrophe we need to have a sufficient amount of life insurance coverage to provide those left behind with a lifetime of financial security.

We understand that making decisions about such family’s financial future can be difficult, but talking to us can help. We promise to get you an affordable life insurance from reputable, financially sound companies that promise to fulfill the promise made to your loved ones to assist you and your family through the difficult period and beyond.

With the increase in life expectancies, the chance that people will need long term care to cover health, social, psychological and other services to individuals requiring supportive help for a long time becomes very apparent. On the other hand, Nursing home costs are now approximately $60,000 annually, Medicare and basic health insurance cannot cover most of those costs. Neither Medicare nor employer health insurance pays for long term care in any significant way. Medicare Supplemental Insurance provides no coverage for the vast majority of long term cares expenses. The only remaining option is to acquire yourself Long Term Care Insurance to help you:

Protect your savings and assets you sweated for.
Avoid burdening friends and family.
Pay for home care whether provided by family and friends or through professional home care organization.
Preserve your personal freedom to choose where and how you receive long term Care services.
Maintain flexibility in care options.
Stay home as long as possible.
Cover Care received in Adult Day Care, Assisted living Facilities and Nursing homes.