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Auto Insurance

What about discounts and savings?

Find out if you can save money with Allstate.

Allstate has many auto insurance discounts available for customers. Depending on your auto, policy type, coverages purchased and the state in which the policy is written, you may be eligible for one or more auto insurance discounts below. The following is a summary of some of the discounts offered in the majority of states. Please read the Note that follows this list regarding the availability, qualifications and amounts of these discounts.

Responsible/Safe Drivers*

  • Premier Discount 
    You may be eligible for this discount if, for the past three years, you and all the drivers to be insured have maintained continuous automobile liability insurance, have had no at-fault accidents and no chargeable violations. Drivers who have obtained a driver's license within the past three years, must meet the above criteria from the date the license was obtained.  
  • Premier Plus Discount  
    You may be eligible for this discount if you and all the drivers to be insured have had no at-fault accidents and no chargeable violations within the past five (5) years, and have maintained continuous automobile liability insurance for the past three (3) years. Drivers who have obtained a driver's license within the past three years, must meet the above criteria from the date the license was obtained.  
  • Defensive Driver Class Discount (not available in all states)
    If the principal operator of the covered vehicle is 55 or older and has voluntarily completed an approved defensive driving class (in other words, not the result of a violation) you could save on your Allstate auto policy.

Valued Customers*

  • Multiple Policy Discount
    You might save up to 10% on your auto insurance if you also carry your property insurance with us. That could be a homeowners, condominium, mobile home, or (in some states) renters policy.

Safe Cars*

  • Passive Restraint Systems (airbags/seatbelts) Discount
    You could save on your auto insurance if your car is equipped with airbags or factory-installed motorized seatbelts.            
  • Anti-Lock Brake Discount
    If your car has an automatic factory-installed four-wheel anti-lock braking system (ABS), you could save on your auto premium.            
  • Anti-Theft Device Discount
    In certain states, you could save if your car is equipped with certain anti-theft devices.

Other Discounts*

  • Good Student Discount 
    If you are a full-time student who meets certain grade requirements and are under age 25 (in some states the age is 21) and unmarried, you could save money on your auto insurance.            
  • Senior Adult Discount
    You could save on your Personal Injury Protection (PIP) coverage if more than 25% of the estimated mileage driven on your car is by anyone 65 years of age or older. (PIP coverage and this discount are not available in all states.)            
  • 55 and Retired Discount
    If you are 55 or older and not employed full time, you could save money on your auto insurance.         
  • New Car Discount
    This discount may apply when you insure a brand new (never previously titled) vehicle. Eligibility and amount of the discount will depend on the model year of the vehicle and your state.      
  • Economy Car Discount
    If you own a certain type of economy car, you could save on your Allstate auto insurance.           
  • Utility Vehicle Discount
    You could save if you own a certain type of pickup truck.            
  • Resident Student Discount
    If there is a restricted driver on your policy under age 21 who lives at school over 100 miles from home, you could save money on your auto policy.            
  • Farm Discount
    This discount applies to autos used principally by a person or persons residing on a farm, ranch or orchard, provided the vehicle is not customarily used driving to and from work other than farming or ranching. The operator's principal profession must be farming or ranching.
    *Note: The availability, qualifications and amounts of these discounts may vary from state to state. In addition, terms, conditions and exclusions not described above may apply, and total savings may vary depending on the coverages purchased. In some states, we may offer discounts that are not listed here. For more information regarding your eligibility for these savings opportunities, please contact your Allstate agent.



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