Intro to Finance
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Finance is the art of allocating rare money resources over time. It is the science that describes the management of money, banking, credit, investments and assets.
Finance is the key to solve various problems that companies and individuals face in their every day life. Let�s consider a simple example:
Suppose you have today three different investment choices, so that you can:
- invest 10$ in a financial asset (ex: stock) and receive 20$ in 5 years
- or invest 10$ in a financial asset and receive19$ in 4 years
- or invest 10$ in a financial asset and receive in 4 years 50$ or nothing at all
What would you choose? Finance gives you the answer.
Finance helps you make such decisions as saving or consuming, investing or financing a new or existent business. It helps individuals maximize the return on some invested asset while minimizing the risk associated.