Emerald Mortgage Compay is a privately owned
Utah corporation and residential mortgage brokerage firm.

Delivering superior, personalized service on every loan.

603 E 4500 South, Suite 100 | PO BOX 57563 | Salt Lake City, Utah 84157 | Office: (801) 269-9600 | Fax: (801) 269-8137 | Email

Loan Programs
& Services

Credit Scoring

Automated
Underwritng

Refinancing
Information

Application
Information

Mortgage
Insurance

FHA Loan
Program Update

About Emerald
Mortgage Company

Contact

How to Apply for a Loan

IN PERSON - OVER THE PHONE - FAX - MAIL

It’s easy to PREQUALIFY or apply for a home loan from EMERALD MORTGAGE COMPANY. Just call us to place your application over the phone or arrange a convenient time to meet with your loan officer; or complete and sign the HOME LOAN APPLICATION (SHORT FORM - download PDF) and authorization - then give it to your REALTOR to forward to us or send it to us directly. Once we have reviewed your application, we will ask you for additional paperwork to verify your income, debts and assets based on the type of loan you request.

Use the following LOAN APPLICANT CHECKLIST as a guide to organize your papers:
EMPLOYMENT & INCOME
	Paystubs – two most recent
	Last two year's tax returns and W-2's
	SELF EMPLOYED/BUSINESS OWNERS – Last two year's business tax returns
CASH ACCOUNTS/SOURCE OF FUNDS
	Statements (two most recent) for each: checking savings mutual fund stock IRA 401(k) retirement account
DEBTS & OBLIGATIONS
	Monthly payment and approximate balance for each of the following: Car/truck loans and leases Student loans Credit cards Credit union loans Child support or alimony Others
OTHER ITEMS
	Application fee to EMERALD MORTGAGE COMPANY

Call us to Prequality – Fast, Free & Easy!