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Dog Insurance Plans - why to enroll
Why Do I Need Pet Insurance?Pet insurance plans allow a pet owner to take his or her dog or cat (and in some cases, other animals) to the veterinarian without the worry of costly medical bills. Each owner with pet insurance pays a monthly premium and a deductible, and he or she will know the cost of a vet visit every time. Sometimes things happen to our beloved friends that we cannot forsee and wouldn't imagine happening to us, but accidents and injuries in animals happen every day. How many times have you heard a friend say that he or she had to put their dog down because it needed medical care that the family just could not afford? Pet insurance plans are designed to prevent exactly that. But who needs a pet insurance plan? First of all, those with purebred dogs or cats should consider purchasing a pet insurance policy immediately. The cost is usually low, and will for lack of better terms, protect your investment. Purebred animals can cost a lot of money, even hundreds of dollars, and unfortunately, are the most vulnerable to illnesses due to their genetic make-up. A pet insurance policy for a purebred will help protect against the accidents and illnesses that are inevitable when owning a purebred, keeping the out of pocket expenses for routine and emergency medical care low. However, all dog and cat owners (regardless of the animal's breed) can benefit from having a pet insurance policy. Pet insurance was designed specifically for emergencies that cannot be helped, and have expanded into more comprehensive pet health plans. However, its original intention is the reason that most pet owners can benefit from a pet insurance policy. Accidents and illness happens every day, to people, babies and pets. It is impossible to know whether Fido will be hit by a car during your daily walk or if Silky will begin vomiting blood after returning from her bird watching outside. In cases like these, pets must have medical care immediately and most people cannot afford thousands of dollars in surgical bills, lab tests and x-rays. Even for those people who can afford it, why pay thousands of dollars in medical bills for your pet when you can pay a simple premium every month and a very low deductible? A well-cared for pet is a happy pet, and that is the philosophy behind pet insurance. Some pet plans even cover routine medical care, such as a check-up or even vaccination costs. Preventative care is the best alternative to emergency care, so most pet insurances are beginning to offer coverage for basic care for pets before they become ill. With a comprehensive pet insurance plan, an owner can take his or her beloved friend to the veterinarian or even to the hospital with confidence, knowing that their dog or cat will receive the medical care it needs without having to face a costly (or unaffordable) veterinary bill. Anyone and everyone can benefit from a pet insurance plan, and if you have a dog, cat or any other animal at home, do them a favor and start researching pet insurance plans that are available to you. Your pet will thank you for it. |
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