U.S. ENGINEERS L.A. FCU
Loan Rates
NEW & USED VEHICLES (Rate .50% higher w/out automatic payment transfer)
Up to 12 - 24 Months: 7.40% - 10.40% (Balloon payments available)
Up to 36 Months: 7.75% - 10.75%
Up to 48 Months: 7.70% - 10.90%
Up to 60 Months: 8.40% - 11.40%
Up to 72 Months: 8.40% - 11.40%
Up to 84 Months: 9.10% - 12.10%
New Autos, Sport Utility, Vans, And Trucks up to 100% financing (O.A.C) on the purchase price, including Tax & License.
Used Autos, Sport Utility, Vans and Trucks up to Retail Bluebook Value, including adjustments for mileage and optional equipment. Applicable sales tax and transfer fees may be financed upon request, if the amount requested does not exceed the retail Bluebook value of the vehicle.New Loan Product!!!
The Secured by "AUTO" Loan 1.00% less than unsecured Loan Rate. The Credit Union will finance up to 100% of the current wholesale BLUEBOOK value.
Auto equity/equity advantage loans available. This loan product may be tax deductible. Contact the Credit Union for Details.
New & Used boats/Recreational Vehicles up to 100% financing on approved credit.
Maximum loan amount $100,000.00 Up to 60 Months: 8.90% - 11.90% � Up to 84 Months: 9.90% - 12.90% PERSONAL-UNSECURED LOANS for any prudent and productive purpose. For example: Computers, vacation, property taxes, auto insurance, emergencies, Maximum loan amount based on approved credit.
As low As..............11.00% up to 36 months w/automatic payment transfer from your checking or savings account at U.S Engineers L.A. Federal Credit Union. Add 2.00% to rate without automatic payment transfer.BILL CONSOLIDATION/BILL PAYER LOANS- Maximum loan amount based on approved credit.
As low As 9.90% up to 36 months w/automatic payment transfer � 10.90% up to 48 months w/automatic payment transfer � 11.90% up to 60 months w/automatic payment transfer � 12.90% up to 72 months w/automatic payment transfer � 13.90% up to 84 months w/automatic payment transfer Add 2.00% to loan rate w/out automatic payment transfer
REVOLVING LINE-OF-CREDIT as low as 9.90%, add 2.00% w/out automatic payment transfer. Maximum loan amount $10,000.00 on approved credit. Minimum loan amount $500.00
SHARE CHECKING OVERDRAFT LINE-OF-CREDIT as low as 14.00%, add 2.00% w/out automatic payment transfer, Maximum loan amount $5,000.00. Minimum loan amount $500.00
SHARE SECURED - PASSBOOK LOANS up to 100% of share-Savings account balance. This loan product is available for Share-Term Certificate accounts.
Up to 36 Months 3.00% above current Share/or Certificate Account Rate Up to 48 Months 3.50% above current Share/or Certificate Account Rate Up to 60 Months 3.75% above current Share/or Certificate Account Rate Up to 72 Months 4.00% above current Share/or Certificate Account Rate Up to 84 Months 4.25% above current Share/or Certificate Account Rate Up to 96 Months 4.50% above current Share/or Certificate Account Rate Up to 108 Months 4.75% above current Share/or Certificate Account Rate Up to 120 Months 5.00% above current Share/or Certificate Account Rate IMPORTANT FINANCING INFORMATION
- Rates disclosed are for loans with automatic payment transfer/payroll deduction unless otherwise stated Minimum Share-Savings Loan is $500.00
- Minimum Share-Savings Loan is $500.00
- Loan rates are quoted "AS LOW AS" and on approved credit (OAC)
- Next day approval O.A.C
- Credit Committee meet each Monday/ Thursday except holidays
- Bill Consolidation/Bill Payer loan requires the credit union disburse loan proceeds directly to creditors, along with account close out letters. This loan product EXCLUDES refinancing any/or all other outstanding UNSECURED loans on our books.
- The credit union will match or beat auto dealer rate up to or within .50% offered by the dealer. Proof required
- The credit union will match or beat other Saving Institution rate up to or within .50% offered for Share Certificate purchase at U.S ENGINEERS L.A. Federal Credit Union. Proof required.
AUTO/BOATS/RECREATION VEHICLE FINANCING REQUIREMENTS
1. Purchase order from the dealer (seller)
2. If buying from a Private Party, a copy of the current vehicle registration/or ownership certificate to be submitted with the loan application.
3. A minimum of four (4) pictures, front/back of vehicle/or a Marine Appraisal on a boat loan (at member's expense) may be required based on the loan amount and age.
4. Proof of Insurance required (comp/collision) prior to loan funding. The credit union is to be listed as "loss Payee" with member's insurance carrier.
5. Your credit union will gladly assist you with any or all your vehicle buying questions.
Please request the LOANLINER application if you're applying for the first time or have had a financial loan update in the last two years with U.S ENGINEERS L.A FEDERAL CREDIT UNION. If you are a HOMEOWNER applying for either the AUTO EQUITY or EQUITY ADVANTAGE LOAN PRODUCT, please request the appropriate loan application. The LOANLINER, AUTO EQUITY, AND EQUITY ADVANTAGE applications are applicable for a closed-end loan, with a fixed rate and maturity date.LINE-OF-CREDIT/OPEN-END
SHARE CHECKING-OVERDRAFT/OPEN-END
SHARE SECURED-Mini Loan
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