| Unit 5 Risk Management |
| Unit 2 Financial Institutions and Banking Services |
| Unit 3 Credit in Our Economy |
| Unit 6 Personal Financial Management |
| Unit 1 Consumers in the Economy |
| Chapter 37 The Fundamentals of Insurance Standard: Describes the basics of Insurance. |
| Chapter 38 Vehicle Insurance Standard: Explains the economic risks of owning an automobile and the importance of insurance. |
| Chapter 39 Property Insurance Standard: Clarifies the importance and benefits of having home and property insurance. |
| --Discuss various types of risk and how economic risk can be avoided. --Describe insurance, coinsurance, and the kinds of losses that can be covered. --List factors that affect the cost of insurance coverage. |
| --Explain the risks of personal injury and property damage that owning an automobile entails. --Detail the factors that affect insurance rates and how you can reduce those rates. --List four basic vehicle insurance laws. |
| --Discuss the types of losses covered by home and property insurance. --Explain how to purchase property insurance and how to make a claim. --Describe the purpose of business insurance. |
| --Explain why life insurance is important. --Compare the costs and benefits of the two basic types of life insurance--term and permanent. --Outline the procedures for obtaining life insurance coverage. |
| Unit 4 Savings and Investment Strategies |
| Chapter 40 Life Insurance Standard: Establishes the two basic types of life insurance, term and permanent, and describes each. |
| --Describe the five types of medical health insurance. --Explain managed health care and define the main types of managed care plans. --Discuss the reasons for disability income insurance. --List health insurance plans provided by government. |
| Chapter 41 Health Insurance Standard: Examines the importance of health insurance. |