| Unit 4 Savings and Investment Strategies |
| Unit 2 Financial Institutions and Banking Services |
| Unit 3 Credit in Our Economy |
| Unit 6 Personal Financial Management |
| Unit 1 Consumers in the Economy |
| Chapter 33 Start a Savings Program Standard: Explains why savings plans are important to consumers. |
| Chapter 34 Using Your Savings Plan Standard: Describes different savings plans that can be used by consumers. |
| Chapter 35 Investing in Bonds and Stocks Standard: Discusses how people invest in bonds and stocks. |
| --Explain why it is important to have a savings plan --Compute interest on savings --Discuss the factors to consider when comparing savings plans --Describe how savings help our economy |
| --Explain how a market account differs from a regular savings account --Cite advantages and disadvantages of certificates of deposit (CDs) --Discuss why an individual retirement account (IRA) is beneficial |
| --Explain how investing in bonds is different from investing in stocks --Detail factors to consider when selecting stock investments --Discuss the benefits of investment clubs |
| --Outline the process of buying a home --Explain the advantages and the major cost of home ownership --Describe commodities, currency futures and collectibles suitable for investment |
| Unit 5 Risk Management |
| Chapter 36 Making Other Types of Investments Standard: Introduces investments in real estate, commodities, and collectibles. |