Torn Frame Tutorial Page 2
9.) Effects/Texture Effects/Scultpure use these settings.
10.) Effects/3D Effects/Inner Bevel use the settings below.
11.) Effects/3D Effects/Drop Shadow, Vertical and Horizontal 2, Opacity 51, Blur 2. Repeat with -2 on Horizontal and Vertical.

12.) Layers/Merge/Merge Visible

13.) Selections/Select all/Float, Effects/3D Effects/Cutout with these settings,  Horizontal and Vertical 3, Opacity 80, Blur 5, Color Black.

14.) Image/Add Borders 3 pixels, Symmetrical, Select with Magic Wand, then Fill with Goldbg pattern. Image/Add Borders 5 pixels, Highlight with Magic Wand, then fill with Foreground color.

15.) Image/Add Borders 3 pixels, Highlight with Magic Wand, then fill with Goldbg pattern.

16.) Image/Add Borders 5 pixels, Highlight with Magic Wand, then fill with Foreground color. Select all/Modify/Contract 3 pixels apply cutout as before.  Selections/Select All. Apply Cutout again.

17.) Image/Add Borders 2 pixels, Highlight with Magic Wand, then fill with Foreground Color.

18.) Image/Add Borders 3 pixels, Highlight with Magic Wand, then fill with Goldbg pattern.

19) Image/Add Borders 5 pixels, Highlight with Magic Wand, then fill with Foreground Color.

20.) Image/Add Borders 13 pixels, Highlight with Magic Wand, then fill with Goldbg pattern. Keep Selected.  Apply Cutout as before.

21.) Apply Displacement Map,  Effects/Distortion Effects/ Displacement Map, same settings. Keep Selected, Apply Drop Shadow as before.

Thats it your done I hope you enjoyed this tutorial.
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