RAL Direct

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If you're getting a refund, Bank1One will loan you a portion of the amount and deposit it directly to your checking or saving account.

A RAL DIRECT makes a Refund Anticipation Loan even better.

Your loan funds will be electronically transmitted to your checking or savings account.  Your bank can receive your money within one to three days after you file your tax return electronically.

Your refund pays off the Refund Anticipation Loan, and any additional funds are provided to you in a secondary electronic transfer.

• Bank1One will begin the transfer of your load funds to your account
in one to three days after you file electronically.
• Tax preparation fees can be deducted from the loan amount, so
you may not have to pay any up-front preparation fees.
• You don't have to return to KT&J Tax Service office to pick up
your check.
• Get up to 100% of Earned Income Credit at no additional charge.

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