Insurance
Products
 Life
Insurance
What about discounts and
savings?
Customers with
coverage from Allstate Life Insurance Company (in
New York, Allstate Life Insurance Company of New
York) may qualify for discounts. The following
life insurance rating categories provide
discounts that may vary state-to-state. Other
terms and conditions may apply.
- Non-Smoker
Discount
- Healthy
American Discount (Preferred
non-tobacco discount in New York)
Both reward your
healthy lifestyle by reducing the premium you pay
for life insurance protection. Additional premium
discounts are offered on:
- Allstate
Maximum Term
- Allstate
Protector Plus Term Policies of $100,000
or more
- Multiple-Policy
Appreciation Bonus (not
available in New York, Texas and some
other states)
In addition, if
you qualify, you can earn extra interest income
on your Allstate Universal Life Policy with the
Multiple-Policy Appreciation Bonus. This bonus
increases your interest on a Universal Life
policy issued by Allstate Life when you carry
your auto and property insurance with Allstate.
The interest bonus currently pays an extra 0.25%
to our most valued customers and allows their
policies to accumulate cash value more quickly. (Not
available in all states including New York and
Texas.)
Choosing your coverages will depend
on your specific needs, desires and circumstances.
If you've decided on term life coverage, you're
ready you're ready to for a Needs Analysis Worksheet. But if you want
more information on other coverage options,
contact your local Allstate agent.
Products are subject to
availability and qualifications. Other
terms, conditions and exclusions may apply,
including limitations and exclusions that may
affect continuation of coverage. For
complete details including costs, please contact
an Allstate agent.
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