What are the immoralities and deadly sins of usury as the worst epidemic of our modern time? Is usury refueled or refuted? Compound Interest Rate or Compound Interest Rape? Interest Rate Technique or Interest Rate Tool? Credit Cards or Debit Cards? Is the Debt-till-Death Card the legal Mark of the Beast 666 to license every one to buy and sell commodities, goods and services? Free Market of Immoralities and sins or Free Market of Values and Virtues? Home Mortgage Loans or Home Mortgage Souls? What is the vicinity and vice-city of Mr. Shylock?

What is the silly game of squishing/squashing usury of interest-rate crunching numbers and calculations? How to be a multi-millionaire entrepreneur, in a too short time, using the interest-rate usury? Don’t you like to work smart or hard? Why don’t you put your signature down, so that the credit will follow you down, and your debt will trace your footsteps and fingerprints? Is this the neo-alien civilization? Why do you like to be gullible and join the usury club? Why does the credit card Company try to sell you money and more money? Why are we witnessing that every one is a Shylock (a tenacious usury practitioner)? Have morality been on the breaks and off track?

What is the difference between the usurious interest-rate charges and the banking fees (initiation, basic service, transferring, annual fees and late charges)? What are the difference between God’s grace and redemption, and loan’s grace periods and bonds’ coupons redemption? What is the difference between God’s providence and the Wall Street securities and futures? In Trust Funds we trust or In God we trust? Which road would you like to hit the cash road, the payments road, the dues road or the installment road? What is the myth of student financial-aid in colleges, in the form of interest-oriented loans?

What is the difference between the destructive toys of usurious currencies, and the explosive military toys of bombs, rockets, missiles, and the like imposed on our gamble game of economic life? What is your invoice of life, due and must be paid, in your span of life? Is usury the dumb theory of economic evolution of money in action, where more money evolves out of money? Is usury the thief of all thieves? Is usury is the mother of all organized crimes and injustices against humanity? Is usury the legalized and legitimate child of the old form of conquests, occupations and imperialism? What is your reaction Mr. Payer, if you don’t elect to pay the full due, you will not avoid to be billed future installments’ fees, late fees, and penalty charges, to Mr. Payee?

Have you heard about the smart money? Who is smarter money or man? Which kind of money is smarter: the metal, the paper or the electronic (digital or cyber) money? Why does money make the innocent criminal and the criminal not guilty? How much does the paper money cost to print it and create it, more than paper and ink? Why if the stock market drops 50% of its value, the super rich are still giant rich and not losers? Why there is a huge price manipulation (grouching and inflating prices) by producers like interest-rate manipulation by usurers? Which one is more important the so-called the health of economy or the health of human beings? Which age are we living in the age of slave and submissive labor or the age of labor of slaves and sub-slaves? Is this the age of slave pawns and puppets of the usurious slaves?

What is the usury nightmare in the usury valley of darkness? Have we become usuryholic in a usury-centric market economy? Is the interest-rate tool, the control bar of the rule of money into submission? What is the difference between an interest-rate of a home mortgage transaction demanded by the usurers, and the blackmail ransom for a hostage by the kidnappers? Do the so-called market forces of supply and demand mean marking up prices, and manipulation? When usury does not make sense for the most of us? How usury rates do not make sense and insult our intelligence? Why the strikers and drivers of usury practice are mean-spirited, lean-hearted and dangerous bloody-handed? What is the difference between usury charges and late fees till death, and tax hikes and toll-tax liabilities till death?

Are there some Christians of today individualistic freaks? Why are the so-called Christian ethicists silent, and Christian moralists mute? Is there a pact with the Devil? Why even some churches of today are blessing, validating and practicing usury, and gamble trifles and bingo for fundraising? Why do democratic governments of today support corporate welfare, funded by taxpayers’ money? Why do people of today worship the idol of the market forces and the supply and demand storms? Are charities and tenths offered from usury-based incomes moral and ethical?

Are there some of the so-called Christians of today, who are pro the gamble game of usury, false ones? Are there some Christians who are pro usury? Do we have a secular Christianity without the love-oriented active faith in Christ? Why does the feudalism owner let’s to enslave the farmer to feed the estate’s dog, whereas the deprived farmer’s family going under, hungry and naked? Why does the industrialist of today, maximize, amass and accumulate without limitations huge profits, whereas the impoverished workers are deprived of any wage increase and alienated from a decent quality of life.

Why the communism (popular culture) of sex, pornography and gambling are flourished in the capitalism court (play-yard) of cash/check money and credit usury, under the market economy? Are subversive sex-acts, total nudity, violence and foul language are commodities in the usury-oriented market? Does the usurious market overvalue nudity and violence and consider them as criteria for the economic success in art and a recipe for sleazy freedom of expression? Why the credit-card backyards, loan courts and usury ghettos, alleys and plazas are, financially speaking, highly successful in money accumulations?

What is the mechanism, by which the faulty "supply and demand" of goods and services, to determine the wicked prices in the man-made markets? What are the moods, emotions and intentions of our false-divine master of the market forces and powers? How can you tell the tantalized feelings of the market? Do wicked prices fell on our heads from heaven above? Why under the usury market-economy, moneymakers, profit maximizers and loot grabbers are hungry hugs? Why are the usury hugs and the bonds’ pigs hungry all the times?

Why under the interest-rate collectors, the mechanism of over-stimulation of products and over-tantalization of marketing goods and services are too high? Why the scam-shakers and money-movers are flourishing in the blossom of usury extractors and interest robbers? Why the usury technique is highly beloved, adored and worshipped by the fat cats and wild sharks of the so-called high class, and the enslaved and tempted buffer of the middle class?

What is all the fuss and muss about the allocation, acquisition and distribution of money? Why does the super rich want desperately to get a tax return to buy another sporty Lexus car, while the middle class will get a smutty modest-muffler, and the poor will get a tax-relief of a one bubble gum, to numb him? Does usury stifle your natural right in a good quality of spiritual and material life, and prevent you to put bread on the table? Does usury evoke tantalized emotions through insatiable consumerism and non-stop advertisement and marketing? Why female children, as young as nine years old, are enforced to work in brothels, in most of the Asian capitals which have the most flourishing banking systems in the World? Why an indispensable medicine-bill costs ten cents, is sold for ten dollars? Why does the price tag usually go many times of its cost?

The practice of usury is absolutely immoral and against the natural human rights of dignity. The financial usury has been the supreme sin of all economic and human sins. Under liberalism, moderate progressive-movement or conservatism usury is the winning technique of exploitation, control and dominion. Usury machine is the best fuel for rampant corruption and fascism. To all career politicians and lay politicians, usury is the superb mechanism for inequality. The rulers, controllers and oligarchy of usury are the best promoters of poverty, ignorance and disease genocide. When debt accumulates, people go naked, hungry, homeless and sick. The result has been the transformation of slavery-slaves of women into whores and hookers and men turned into pimps and gangsters.

If we create a mechanism by which money begets more money, then we elevate the notion that greed begets greed, and greed is good in the public square. Such mechanism is called the usury with outstanding interest-rate power and the creation of money-multiplier in the banking system and financial circles. Creating and making money (Paper Dollars printing) out of nothing will inevitably negate that human labor creates capital and wealth. Usury is called "tokos"(breeding) in Greek and "Alriba or Alfayyezz"(augmentation or accumulation) in Arabic. Usury is the highest form of financial fleecing, economic stealing and an anarchy-rule of the jungle.

Usury sharks have been a global scam of theft; to burden the toilers, farm tillers, breadwinners, brow sweaters, etc. Usury predators have contributed to stealing laborers and workers exacerbating the massive misery of families. Compound Interest rate generates an illegitimate power to impoverish people, control and undervalue or undo their labor and human dignity. The interest-rape usury is the chief thief of God-given time and labor to His created man. The outrageous usury operates as if, in the sweat of your money, you should eat your bread and had all kinds of credits for all bankesters and gangsters.

The squandering creep dealers and plundering scum brokers have been trying vigilantly to discredit God, the Ultimate Supreme Being from the works of His Hands, and to run the show of the universe. Usury enterprise resembles the corrupting yeast that contaminates the loaf from core to crust. In the niche of the temple of Mammon, human dignity has been sacrificed on the altar of usury. The deity of usury have a class of priests who are called the swindling money lenders and money changers, using the Devil’s fork which is the interest rate and greed dividend.

The creation of money in the central banking system, using the compound interest rate based on time factor, fuels crass materialism and selfishness. When we live in a usurious macroeconomic system life, by a usurious Federal Reserve Bank, for a usurious banking system, no wonder why the majority lives at the mercy of the deity of usury multiplier. The history of economies has witnessed the fact of upward inflation, grouching prices, underemployment and poverty. Bankruptcies and repossessions are indicators of the inequalities and the pay-to-play game of gambling in our economical life. Foreclosures, repossessions and auctions are tools of controlling people to the road of homelessness, farmlessness, joblessness, and enslavement.

In the usurious system, the law of supply and demand expounds the notion of counter continence, monopolies and black markets. Life itself is at the stake of gambling. To keep usury active in the daily lives of masses, under whatever the political system: parlamental or presidential or dictatorial (civilian or military), usury vice is a giant insult and huge assault on the 21^st century intelligence and mentality. Now our banks are legalized dens of thieves in monetary cathedrals for creating immoral injustices, evil crimes, money laundering and wickedness. Some of the scary schemes of the credit-line usury vice are: borrow to spend, work or survive, borrow to shop till you drop, borrow to own a home, borrow to study, rent to own a TV set or furniture, etc. There are some other credit line tactics such as: borrow to gamble, borrow to pay taxes, borrow to go for a vacation, borrow to consolidate another loan, etc.

When you pay off the illegitimate children of usury upon usury on the principal loan, up to twice, triple, quadruple, etc is a big fraud. Be holding that usury is a vast scam and a colossal scheme of the free market of interest-rape enterprises and mortgage loan entrepreneurs. Usury promises a false socioeconomic evolution, not elevation and progress. Such pseudo promises embody the myth of the earthy dream, the wonderland and the genie in the bottle. Keep in mind that buyers, consumers and usury payers are the losers under the mercy of debts and usury takers are the winners, with loots and boons, in this gamble game.

Moralists and ethicists should speak out loudly against the iron fist of usury and advocate liberty for fellow man. The deliverance from usury bondage will lead us ultimately to a political integrity and honesty, and a social peace and prosperity for all. The liberation from usury fetters will set every one free from labor exploitation and class conflict.

What is the role of the Federal Reserve Bank, the Conglomerate Corporation of private banks, which hides behind its misleading name, promoting populations of usury slaves? Why can’t we rally people and politicians to repeal all usury laws? Why don’t we round up usury, the serial killer of fairness and justice? Why we have been addicted to the immoral-corrupt system of usury? Why don’t we empower people to create the supply of money (monetary policy), and to be usury free and slavery free agents of God (fiscal policy)? Is this the free moral social contract between the ruler and the ruled? We hope and pray so, Amen.

We highly appreciate your visit to our site. You are very welcome to comment and revisit us again. More construction, in depth, is under way. Keep in touch.

Feel free and contact us. You are the judge, hand over your verdict.

Sincerely,

The Coptic Egyptian Kangroo/

The Pharaohnic Koptish Egyptian Kangaroo

The usury octopus can be seen well crystal and clear in all our walks of lives, and in all aspects of our living. We can’t start a new business without the usury octopus. Who can sleep in a house without a home mortgage loan? You can’t buy or sell anything without the usury-octopus credit card. No wonder, modern societies can expect rosy prosperous lives and calm living, but rather extreme violent communities and highly conflict societies. Look at the daily News, and you will verify such findings.

It is an alarming warning to open the Pandora’ box of usury. Usury octopus works as the technique for economical, social and political stratification in peoples’ lives. Western and non-Western societies alike have been turning into one nation under usury web spider. The poor become poorer and the rich become richer. The rich create wars and the poor execute and carry them out under the name of patriotism. Society’s productivity has turned to be in the hands of the idle money-creators, the lazy moneymakers and the crazy moneychangers.

If we will not speak out to repeal the practice of usury, we will continue to have two classes. The first stratum of the usurious elite minority (usury Mafia) will prevail as in the sweat of their created usurious money, they will eat, drink and get merry. The second stratum of the majority (usury victims) whose philosophy is in the sweat of their brows, they shall eat their bread.

Usury is the best tool of twisting arms, when it comes to getting a loan. When you sign up to get what is called a "credit line", you automatically have legitimized them to rob, harass and intimidate your life. Moneylenders will put your life on line. Your life would be ruined on the edge of survival. Your life could end into a matter of life and death concern. The clouds of homelessness, starvation will lean on you. The fear of future, anxiety and calamity expectation will visit and revisit your residence of life. You have just given them the permission to multiply their usurious loot and maximize your human misery. The usury multiplier would amass the loots and boons, as soon as you had promised to pay and play, whereas you would collect and recollect the residue of your living. Watch out your pocket and the usury exactor and collector!  

The evil scheme of usury is the opium of the economies and bankers. Usury has dominated our lives, so that we are no longer free authentic beings, but addicted beings to the pursuit of money monopolies. Interest-rate lending has become a recipe for ruling, ruining, and disaster for all financial circles. Such arbitrary rule has become a financial fascism in action. The natural law of human existence has been shredded by usury practice of many monetary panic-hysteria. We should use our discretion to obey the Biblical laws and follow the steps of prohibiting the greed laws of usury.

The option is yours. Which way would you like to choose freely? Would you prefer dubious debts or financial freedom? Which road would you like to take in life? Usury operates on the premise of financial assistance, in a benevolent compassionate human-face, whereas usurious institutions work as wild wolves that are browsing to devour the victimized preys of sheep. Usurers practice their trade like fat cats, huge sharks and big fish swallowing small ones. How about the cash system and fees. The stubborn fact remains profoundly, that the elimination of usury would be a highly remarkable-sign of decency, civility and sanctity of the precious dignity of human life. Repealing usury would put an end to the pay-to-play game of ruling miserably our souls and spirits. We should follow, in letter and spirit, the Biblical codes of moral finance-ethics.

The practice of usury has a vast quantity of mind-boggling questions as a form of treasury of misery. My dear reader, we are at a crossroad crisis. Which direction would you take, and which avenue would you go? Which way would you adopt, and which road would you hit? There are only two roads: the road of financial fascism (full usury) or the road of financial freedom (null usury). Our economic discretion is a must. Don’t be reluctant to speak out your moral mind. Don’t be afraid to abide by the Bible and live by the old traditional finance-ethics. Be a courageous agent of God, not an apathetic creature or a devil’s advocate.

The pundits of interest-rate usury consider such practice as the backbone of economic evolution and monetary investments. The sophist experts claim that usury is the engine of economic progress, development and financing. The pursuit of interest-rate usury has many multitudes of fans, seeking the kingdom of usury. The love of lucrative usury has become the sole goal of the usurydom and it’s treasury of usury. In our usurious market economy, god Shiva of usury stands proudly crimping down his forces and converting us into submission. Such forced or cajoled submission resembles when the devil hatches little demons. We’ve made a pact with the devil, to manage our daily affairs of life and living. Secular humanism of today, has been succeeding in money lending with slips of papers and lines of pens, in all walks of daily lives.

Have you heard the market has been a humanized entity and a being of flesh? Have you heard about the mood of our usurious economy? Is the mood happy, sad, grudge, clumsy or nervous? Physician doctors have to check the health of the usurious economy and its temperature, blood pleasure and cholesterol’s ratio in its streams. Have you heard that the usurious market economy got the Devil’s flu (recession/bust) or a heart attack (depression), losing his health (boom)? The doctors’ names are Dow Jones and Nasdaq and its indicators and indices. Watch out for any signs of ailments in the body of the usurious market economy. Watch out for any signs of gloomy tempers or moody conditions, by which the gods of usury are angry. My fellow man, don’t try ever to bother our sensitive usurious market economy, making him angry. His wrath and anger can be stormy and thunderous. Our usurious economy can have a hot or cool dangerous temper.

The history of usury states that scrupulously, bankers avoided loans and instead traded bills of exchange (written documents of exchange), to hide behind usury. They change fee for changing the money. Bankers became lenders to the rich while the moneylenders and pawnbrokers continued to lend to the poor. Anti-usury laws remained in effect until 1658, in Europe. During the Italian Renaissance, moneychangers as barely disguised moneylenders placed bankers only marginally above pimps, gamblers and other criminals. In the aristocratic system of Europe based on land and title, the possession of mere wealth had practical importance but lacked prestige (see Jack Weatherford, in "The History of Money" chapter: classic cash, knights of commerce, page 79).

Usurers and brokers have crowned usury as their master and lord ordained as their high priest. Bankers and usurers have deified usury as the little earthly-god of this new age, in global economy. Biblically speaking, usury is a personification of evil powers. Usury embodies the colossal lack of fear of the Almighty God. Any lack of fear of God, the Lord, is a personification of gross ignorance, extreme arrogance and utmost foolishness.

Usury expounds economic evolutionism and lucrative progress for the elite. It is a sham of shame and scam of the scum, through the interest-rate tool. Such tool will eventually crash down on the rocky base of creationism by the Supreme Creator of human race and universe. The usurious lifestyles have been a grave violation of God’s Words and Commandments.

Let’s look at two scenarios to explain the difference between the sweat of the brow to feed him and his family, and the sweat of money to create money and control. The farmer was gifted by God’s Handwork in terms of the soil, water, sunshine and seeds. God granted health to the farmer and the talent of his manual or machined tools to cultivate his field fruits, vegetables and wheat. Then he sells his yields and fruits to make an honest and moral living for survival. On the other hand, you have an idle banker, a moneylender on the bench, in a comfortable armed-chair, who gives you most of the farmer’s money and sell it to make usury increase, multiply it and charge fees for nothing produced. It is the most easy-way to enslave and control the rest of people.

There is a maxim says the immoral person has left nothing to share for the moral one. The moneylender, in the comfort of his work environment, under a protected roof without any physical suffering, creates interest-rate increase whopping and swallowing the fat and the fragile share of economic resources. Now, citizens have become products of the usury engines, meshes in the usurious machines of banks (benches or tables of money). Our spoiled materialized world is full of the plaque of our immoral profiteers and marketers. Jesus said let the dead marketers, bury their own dead.

It is shameful that Christians don’t condemn usury any more. In the history of the church, usurers or moneylenders were condemned to eternal damnation. The Catholic Church excommunicated (outcast) those who lent money for interest and then barring them from all services and from the Holy Communion. Jesus refused and expelled the moneychangers out of the temple. The law has stated, quiet specifically that the "quadqaid sorti accedit" (whatever exceeds the principle is usury). Also, the usury dynamic process is "ex nihilo" (creating something out of nothing). Therefore, usury carries its seeds of destruction.

The usurious market has succeeded to alienate Christians, creating ideology syndromes to promote inequalities disorders, and feeding a frenzy of patriotism to undermine Christianity. The philosophy of usury has fueled accepted standards like the notions of man-made rights of privacy, secrecy, and private property and poverty. Monopolies, Mafia-like rule of the jungle and caves of conflicts, have created a good soil for high rate of crimes of theft and murder, as high as the interest rate of usury. Add to the list, cheating, fraud, fleecing, mental disorders, etc.

Look at the usury hype in the stock and bond markets in the Wall Street, to sell and buy shares of usury, selling a false face value of grabbing and gambling wealth. The idols of all our marketplaces in labor, political square, judicial arena, legislature bodies, schools, streets, etc. have been incarnated in the gratification and glorification of the usurious man-made system (even in our churches). Such deification has pushed us forcedly into trudging the halls of the iron-cage of bureaucracies. The lunatic marketing-tantalization has open the doors wide open for black markets, fraud and theft. The insane advertising-seduction has given us a whole host of deviated lifestyles such as fund raising in our churches grouching-prices markups, and inflation to undervalue the purchasing power of your paper money.

Tantalization of false promises can be seen in all media, TV, Radio, Internet, e-mails, mails, telephones, newspapers, magazines, you name it. The market-guardian has been acting a dirty game on consumers. In the eyes of the market-guardian, consumers of adult people have been turned to be unfit minors who need economic trusteeship. The major goal is to distribute and redistribute the God’s given natural resources to the elite in a social pyramid-shape. The basic target is the guaranteed allocation of the natural resources for the usurious clique, by creating socioeconomic injustices and stratification. The market of political elections is a great example of tantalization and even the ballots were not counted.

Marketers are always stalking customers, workers, and breadwinners, etc, through their own lunatic techniques. This is the story of the imposed crutches of usury on us, where the usury cliques live in and abide by hypocrisy in the cloak of democracy. What a story of wrangling and squabbling among citizens it is! Now, you can answer this question: why do the cheese marketers permit themselves to throw the surplus of cheese in the ocean? (Hint: to keep prices high, or/and something else, Help yourself!)

We can hear a lot about how the usurious economy is teaching people, how to steal legally. In such magnetized economy, stealing and fraud are normal, and both pay off. No wonder why most of the states have legalized lottery and gambling as added-value taxes. We have ended our respect to the sanctity of Sunday and the weekend. Today, there is no difference between hours, days, seasons, feasts, etc. Now, we open on Sundays and we can have non-stop services, 24-hours a day, seven days a week, 365 days a year. Our materialized economy has adopted normal techniques such as inflation, recession, unemployment and underemployment.

The mindless-usury maneuvers have inseminated the ideas of accumulating of wealth and amassing material possessions as ends in themselves. The barking mad-dogs inseminate that wealth without limits, is the answer. But the real question is how much wealth is too much? How much enough wealth is enough? We hear every day about the myths how people can win a lottery lump sum, or contest drawings, or sweepstakes. The false marvels of how to be a mental-ill millionaire are at your corner.

The stupid miracles of how-can-you-be-quick-rich seminars are at your disposal. It has been the life of mockery of people and insulting their intelligence, not how to protect consumers against the evils of dishonesty. We are on the road of losing our civility, humanity and decency. The moral decline and death of civilization are wavering their banners to join the marsh of material usury. Are you going to join or not to join the usury club? Your answer determines the future of the usurious market economy? Have a good luck, where the seeds of destruction have been planted! The apathetic philosophy of "who cares? ", sometimes works but not at all.

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If I were a president, I will do the following in my first one hundred days in my administration. I will issue strict executive orders to:

1. Prohibit Usury, which is the root of all evils and mental disorders.
2. Prohibit Pornography, which is the root of all promiscuous permissiveness.
3. Prohibit Lottery, which is the root of all greed, gluttony and anxiety.
4. Prohibit Drugs, which is the root of all recklessness syndromes.
5. Prohibit Alcohol and Tobacco, which is the root of all physical ailments.
6. Prohibit abortion, which is the fuel for sexual revolution, freaking out and attacking traditional families. Abandon adoption if at least one of the parents is alive.
7. Prohibit the deployment of weapons of mass destruction (nuclear, biological, chemical or traditional) which is a military madness of death culture.
8. Prohibit NASA space-program (especially the space stations), which is a loophole drain of resources, a pork-barrel project and a "Challenger Shuttle" to God, sacrificing pilots to the god of space.

Spend on the living creatures on planet Earth, because the more knowledge you gain, the more ignorance you get.

9. Prohibit the brutal death penalty and the savage torture by the capital punishment.

The author, George Hafez Kanany (Qanany), is the Egyptian descendent of the Copts and the Coptic descendent of the Pharaohs. George Hafez, as he liked to be called, considers himself a traditional Christian of the old fashion of historical Christianity. The author humbly believes that Christians of today, the so-called conservatives, are compromised liberal-Christians, to conserve their material wealth. Conservatives of today are working diligently to conserve their status-quo privileges. Such Christians want to protect their pockets, wallets and wealth. The usury extractors love to cling to their interests and utilities.

George Hafez was born in Luxor (Thebes) of Upper Egypt. Luxor has been the magnificent town and the natural museum of the Ancient Egyptian Paharohnic monuments and antiquities. The east bank of Luxor has the worship temples, whereas the western bank of the Nile has the funeral temples and the valley of kings, queens and princes’ tombs. Luxor embodies the Ancient Egyptian Empire, thousands of years ago, in the Middle and Far East and the Mediterranean and Red seas.

George Hafez lived in Shoubra Masr, Cairo (Alquahera, the Victorious Conqueror) in Egypt ("Misr Um Eldonnya"), the mother of all nations. Now, he lives in Minnesota, USA. George H. Kanany is a graduate in Business Administration, Finance, management and Accounting from Cairo University, Egypt, the university of Dr. Taha Hussein, the courageous Dean of Arabic Literature, and the charismatic leader President Gamal Abdul-Nasser of Egypt. Also, George is a graduate in Economics and Computer Science, from the University of Minnesota.

The author belongs to the Christian Coptic Orthodox faith, and believes that we can do a much better just and fair political economy for all agents of God. Kananism philosophy calls for getting back to the fear of the Almighty God, the indispensable ingredient of any moral-civilization recipe, infused into the public square. In our Weird Wireless World (WWW), with humility and modesty, we need to put in place the Kanany doctrine, which calls for repealing usury laws. We might produce a sweet and just political economy. Kanany-economics calls upon abolishing the prime rate and the APR (annual percentage rate) financing, and eradicating the usury rates altogether, once and for all.