Im a Debt-Free-Wannabe!
I know that �4000 doesnt seem much compared to some people.. but my situation when starting this site was I was unemployed.. and as of August 17th 2006 id had nowhere to live because i couldnt afford to rent my house anymore as ive maxed out my overdraft.... and my benefits - my only income at the time - dont even cover the rent  never mind other living costs! Luckily i have a great boyfriend who is allowing me to move in with him..Luckily just 2 weeks before i faced homelessness i got a job!

It pays a reasonably good salary (2nd best ive ever had..) and now with my reduced outgoings it is going to be so much easier... but still take a read of my diary - cos so far things havent gone exactly to plan!

Hi! My name is Jo, Im 20 years old, from   Liverpool, UK.... and im nearly �4000 in  debt!

Im hoping this site can be my personal little journal  about my journey to get myself out of this debt... and back into the black!

My diary

How it all started

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