penultimate : peninsular : penumbra
 
The above three words start with the prefix pen-. The prefix "pen-" means almost.
 
Now
penultimate : almost ultimate.
peninsular   : almost insular (insular means "of or like an island").
penumbra   :  almost umbra ( umbra means shade or shadow ).
                      [ In fact the words umbra and penumbra are eclipse words.. Moreover the word 'umbrella' has the origin from 'umbra'. ]                      
 
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