repair to or replacement of eligible personal effects including

(i) foundations, footings, seals, slab floors, pilings, structural walls and attached garages,

(ii) framing, roofing, doors, windows, materials, wall coverings, mouldings, fixtures and finishings,

(iii) filling and levelling to restore essential access,

(iv) wells, pumps, septic or sewer connections, water connections, electrical servicing and space and water heating equipment and gas connections,

(v) retaining walls that form part of the eligible residence or that are essential to sustain land that is immediately adjacent to and critical to the eligible residence, and

(vi) existing protective works designed to protect banks from erosion,

(b) repair to or replacement of eligible personal effects including,

(i) for the kitchen or dining room, a stove, refrigerator, table and chairs, electrical appliances, table service and kitchen utensils, cleaning supplies and equipment, drapes and curtains and floor coverings,

(ii) for the living room, a hide-a-bed or chesterfield, a radio or a stereo system, occasional chairs and tables, lamps, floor coverings, drapes and curtains, and a television,

(iii) for the bedrooms, bedding, bedroom suites, box springs and mattresses, lamps, floor coverings, drapes and curtains,

(iv) floor coverings, curtains, towels and toiletries for one bathroom only,

(v) for the laundry room, a washer, a dryer, an iron, an ironing board, laundry supplies, curtains and floor coverings,

(vi) miscellaneous items such as clothing, household tools, prescription medicines, a sewing machine, a vacuum cleaner, a telephone, a mirror, a freezer, freezer food and root vegetables stored in a root cellar, and

(vii) specialized clothing, tools or equipment that are required for the claimant's current trade or profession and are essential for the claimant's ability, at the time of the claim, to earn the claimant's livelihood,

(i) casual labour, including the owner, at the British Columbia minimum hourly rate, up to a maximum of 100 person-hours, unless the Provincial Emergency Program authorizes additional labour, and

(ii) commercial services and rentals, provided that those services and rentals are not on a continuing basis and conform to rates listed in the Province of B.C. Equipment Rental Rate Guide, copies of which are held by adjusters,

(d) reasonable protective works and other measures undertaken during the occurrence of the disaster to protect life and property, including reasonable costs incurred in the removal and storage of the contents of the eligible residence, and

(e) other necessary responses to the disaster including, with the approval of the Provincial Emergency Program, temporary accommodation, if emergency shelter is not available, for up to 3 days, or, in exceptional circumstances, for a period longer than 3 days,

but does not include costs incurred or required for or in relation to

(f) seasonal or recreational structures, their contents, and associated roads or bridges,

(g) damages that are the direct result of inadequate drainage or internal sewer or storm backup for which insurance was reasonably and readily available,

(h) damage to contents located in basements, crawl spaces or similar low-lying storage areas, unless the basement, crawl space or storage area was being used as an essential living area,

(i) unoccupied homes under construction,

(j) construction materials in storage or available for use for home construction,

(k) outbuildings, detached or semi-detached garages or carports, or their contents,

(l) jacuzzis, patios, pools, fences, garden tools or landscaping,

(m) jewelry, collectibles, artwork, antiques, silverware, furs, decorative items, money and securities or books and printed matter,

(n) pets, pet supplies, livestock, poultry, pens, corrals, feeds, outfittings, saddlery or beekeeping equipment and supplies,

(o) recreational items such as fishing equipment, hunting equipment, camera equipment, dark-room equipment, skates, skis, camping equipment, bicycles, games, toys, audio-visual equipment or lawn furniture,

(p) automobiles, recreation vehicles, motorcycles, boats, planes, snowmobiles or other readily insured vehicles and vessels,

(q) chemicals, preservatives, fuels or other like items,

(r) wharves, docks, floats, jetties and other foreshore or backshore improvements,

(s) illegal encroachments on or improvements of land or structures for the purpose of damage reduction, and

(t) eroded or damaged land except for essential access routes and the removal of debris.

Schedule 2

1 For the purposes of section 10 (1) (b) "eligible small business expenses" means eligible costs incurred or required for

(a) structural repair to or replacement of eligible business structures including

(i) foundations, footings, seals, slab floors, pilings, structural walls and attached garages,

(ii) framing, roofing, doors, windows, materials, wall coverings, mouldings, fixtures and finishings,

(iii) filling and levelling to restore essential access,

(iv) parking areas, pumps, services and connections and space and water heating equipment,

(v) retaining walls that form part of an eligible business structure or that are essential to sustain land that is immediately adjacent to and critical to an eligible business structure, and

(vi) existing protective works designed to protect banks from erosion,

(b) repair to or replacement of eligible business materials including

(i) books and papers required to carry out the business,

(ii) tools and equipment essential to the business,

(iii) business furnishings, and

(iv) inventory at replacement cost,

(i) casual labour, including the owner and the owner's employees, at the British Columbia minimum hourly rate, up to a maximum of 100 person-hours unless the Provincial Emergency Program authorizes additional labour, and

(d) reasonable protective works and other measures undertaken by the small business owner during the occurrence of the disaster to protect life and property, including reasonable costs incurred in the removal and storage of the contents of an eligible business structure,

but does not include

(e) loss of wages or business operation income or loss of business opportunity, or

(f) costs incurred or required for or in relation to

(i) damages that are the direct result of inadequate drainage or internal sewer or storm backup for which insurance was reasonably and readily available,

(ii) unoccupied business premises under construction,

(iii) construction materials in storage or available for construction purposes, unless those materials are inventory,

(iv) outbuildings and their contents unless essential to the operation of the business,

(v) landscaping,

(vi) eroded or damaged land except for essential access routes and the removal of debris,

(vii) chemicals, preservatives, fuels and other like items unless those items are inventory, and

(viii) illegal encroachments on or improvements of land or structures for the purpose of damage reduction.

Schedule 3

1 For the purposes of section 10 (1) (c) "eligible farm operation expenses" means eligible costs incurred or required for

(a) structural repair to or replacement of eligible farm structures including

(i) filling and levelling to restore essential access to fields and outbuildings,

(ii) parking areas, pumps, services and connections and space and water heating equipment essential to farm operations,

(iii) fences on working farms where livestock is kept, excluding ornamental fences,

(iv) retaining walls that form part of an eligible farm structure or that are essential to sustain land that is immediately adjacent to and critical to an eligible farm structure, and

(v) existing protective works designed to protect banks from erosion,

(b) repair to or replacement of eligible farm materials including

(i) standing and harvested crops for which insurance was not available in British Columbia and for which no other government financial aid or program exists,

(ii) farm machinery that was not insurable,

(iii) bedding, pesticides, mulch, feed, seed and product losses including fertilizers, biocides, hormones and supplements essential to farm operations, and

(iv) livestock and poultry essential to farm operations for which insurance was not available,

(i) restoration of farmland to a workable condition, including, without limitation, removal of debris, replacement of topsoil, restoration of fertility by manure or commercial fertilizer and land levelling where land gouging or surface erosion has occurred, provided that the cost of restoration does not exceed the previous assessed value of the land unit being restored and that the land was, before the occurrence of the disaster, in production or was being left fallow in accordance with good farming practices,

(ii) casual labour, including the owner and members of the owner's family, at the British Columbia minimum hourly rate, up to a maximum of 100 person-hours, unless the Provincial Emergency Program authorizes additional labour,

(iii) commercial services and rentals, provided that those services and rentals are not on a continuing basis and conform to rates listed in the Province of B.C. Equipment Rental Rate Guide, copies of which are held by adjusters, and

(iv) use of own equipment, excluding depreciation costs, at rates listed in the B.C. Equipment Rental Rate Guide plus fuel and lubricants not included in the rates listed in that guide, and

(d) reasonable protective works and other measures undertaken by the farm operator during the occurrence of the disaster to protect life and property, including reasonable costs incurred in the removal from the farmland and in the storage of machinery, livestock, poultry, harvested crops, or other items essential to farm operations,

but does not include

(e) loss of income due to loss of production or market,

(f) loss of value of land because of damage, unless the cost to restore the land is greater than the assessed value of the land immediately before the occurrence of the disaster,

(g) costs incurred or required for or in relation to

(i) pets, pet supplies, pens, corrals, outfittings or saddlery, unless essential to farm operations,

(ii) private roads, except for essential access to fields and outbuildings,

(iii) construction materials in storage or available for construction purposes,

(iv) decorative landscaping, or

(v) illegal encroachments on or improvements of land or structures for the purpose of damage reduction.

Schedule 4

1 For the purposes of section 10 (1) (d) "eligible charitable or volunteer expenses" means eligible costs incurred or required for

(a) structural repair to or replacement of eligible charitable or volunteer structures including

(i) foundations, footings, seals, slab floors, pilings, structural walls and attached garages,

(ii) framing, roofing, doors, windows, materials, wall coverings, mouldings, fixtures and finishings,

(iii) filling and levelling to restore essential access,

(iv) wells, pumps, septic or sewer connections, water connections, electrical servicings and space and water heating equipment,

(v) retaining walls that form part of an eligible charitable or volunteer structure or that are essential to sustain land that is immediately adjacent to and critical to an eligible charitable or volunteer structure,

(vi) outbuildings essential to the operation of the organization, and

(vii) existing protective works designed to protect banks from erosion,

(b) repair to or replacement of eligible charitable or volunteer materials including

(i) business books, papers, tools, equipment, and furnishings essential to the operation of the organization, and

(ii) inventory for sale, at replacement cost,

(i) casual labour, including organization members, at the British Columbia minimum hourly rate, up to a maximum of 100 person-hours, unless the Provincial Emergency Program authorizes additional labour, and

(d) reasonable protective works and other measures undertaken by the charitable or volunteer organization during the occurrence of the disaster to protect life and property, including reasonable costs incurred in the removal and storage of the contents of eligible charitable or volunteer structures,

but does not include

(e) damage to church property or private recreational facilities unless, in the case of church property, the property constitutes a facility essential to the secular needs of the community or in the case of a facility, the facility is run in the community's interest and is unrestrictedly accessible to the public,

(f) loss of wages or operational income or lost business opportunity, or

(g) costs incurred or required for or in relation to

(i) damages that are the direct result of inadequate drainage or internal sewer or storm backup for which insurance was reasonably and readily available,

(ii) unoccupied premises under construction,

(iii) construction materials in storage or available for construction purposes,

(iv) landscaping,

(v) eroded or damaged land except for essential access routes and the removal of debris,

(vi) chemicals, preservatives, fuels and other like items, or

(vii) illegal encroachments on or improvements of land or structures for the purpose of damage reduction.

Schedule 5

[am. B.C. Reg. 238/95.]

1 For the purposes of section 22 (1) "eligible local government body expenses" means eligible costs incurred or required for

(a) structural repair to or replacement of a public facility including

(i) foundations, footings, seals, slab floors, pilings, structural walls and attached garages,

(ii) framing, roofing, doors, windows, materials, wall coverings, mouldings, fixtures and finishings,

(iii) filling and levelling to restore essential access,

(iv) parking areas, pumps, services and connections and space and water heating equipment,

(v) retaining walls that form part of a public facility or that are essential to sustain land that is immediately adjacent to and critical to the public facility, and

(vi) existing protective works designed to protect banks from erosion,

(b) repair to or replacement of eligible local government body materials including books, papers and other records essential to local government body functions and operation,

(i) removal of damaged structures that constitute a threat to public safety,

(ii) pruning or removal of trees that constitute a threat to public safety,

(iii) removal of emergency works and the restoration of their sites to pre-disaster condition, and

(iv) necessary clearance of debris and wreckage from channels and streams, intakes and outfalls of sewers and storm drains and water supply reservoirs, and

(d) emergency response measures including

(i) the rescue and transportation of and the emergency health arrangements and feeding, shelter and clothing for persons evacuated as a result of a disaster,

(ii) shelter and feeding for livestock, including the restoration of facilities used for those purposes,

(iii) measures taken to reduce the extent of damage by the removal of hazardous materials, valuable chattels, and assets from the area of immediate risk, including the provision of storage space and transportation costs,

(iv) measures to determine the area and extent of the disaster,

(v) containment of the disaster including the provision of essential services, equipment, material and labour for protective works, both for individual protection and for that of publicly owned institutions and utilities,

(vi) the provision of emergency medical care to casualties of the disaster or of a resulting epidemic including the transportation of casualties from an apprehended disaster area and their return following the disaster or the transportation of regular patients to make way for casualties and their return following the disaster,

(vii) the establishment and implementation of special security measures, and

(viii) the establishment and operation of any one or more of special communications facilities, special registration and inquiry services, emergency control headquarters, and protective health and sanitation facilities,

(e) the deductible amounts for insurance costs,

(f) costs of inspection, appraisal, planning or design if the services for which the costs are incurred are essential to the local government body's ability to determine the costs of repair, rebuilding or replacement, provided that the claim, under this paragraph

(i) must exclude costs incurred by the permanent staff of local government body agencies, and

(ii) may include the cost of temporarily filling positions of full-time staff while those full-time staff are engaged in conducting disaster assistance surveys and assessments if documentation is available specifying the positions being filled, the persons employed and the actual time during which they were so employed,

(g) general administrative costs arising out of individual projects within a recovery plan submitted under section 33 (3),

(h) replacing local government body stores or materials that are damaged or destroyed in responding to emergencies or in repairing public facilities damaged in disasters, and

(i) payment by the local government body of compensation it is obligated to pay under Part 1 as a result of the disaster,

but does not include

(j) loss of operational income,

(k) amounts paid to private contractors in excess of the rates listed in the B.C. Equipment Rental Rate Guide, or

(l) costs incurred or required for or in relation to

(i) damages that are the direct result of inadequate drainage or internal sewer or storm backup for which insurance was reasonably and readily available,

(ii) works undertaken as preventive measures to guard against future disasters for which prior approval of the Provincial Emergency Program has not been obtained,

(iii) construction materials in storage or available for construction purposes, unless those materials are inventory,

(iv) Repealed. [B.C. Reg. 238/95.]

(v) landscaping,

(vi) eroded or damaged land except for essential access routes and the removal of debris,

(vii) Repealed. [B.C. Reg. 238/95.]

(viii) illegal encroachments on or improvements of land or structures for the purpose of damage reduction,

(ix) scalping of gravel beds other than the cost incurred or required to remove a deposition that is unusually heavy and that is directly related to the disaster,

(x) the purchase of special or additional equipment to fight the disaster,

(xi) salaries of permanent employees, except for overtime,

(xii) expenditures related to preventative measures taken before the disaster, including equipment purchased or measures taken that would or should be a normal part of preparations to avoid or mitigate the effects of a disaster,

(xiii) eroded or damaged land except for essential access routes and removal of debris,

(xiv) chemicals, preservatives, fuels and other like items,

(xv) unoccupied government premises under construction,

(xvi) costs incurred in relation to illegal encroachment on or improvement of land for the purpose of damage reduction, and

(xvii) costs incurred due to the cancellation or rescheduling of regular works projects.

(p) automobiles, recreation vehicles, motorcycles, boats, planes, snowmobiles or other readily insured vehicles and vessels,

(q) chemicals, preservatives, fuels or other like items,

(r) wharves, docks, floats, jetties and other foreshore or backshore improvements,

(s) illegal encroachments on or improvements of land or structures for the purpose of damage reduction, and

(t) eroded or damaged land except for essential access routes and the removal of debris.

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