JOHN'S $400

                 A beautiful young woman gets out of the shower, wraps a towel  around herself, and tells her husband that he can get in the shower.As he enters the shower, the doorbell rings. The wife says she'll get the door and goes downstairs.  When she opens the door, she sees her neighbor, John, whose mouth opens wide at the sight of her shimmering form.  He pulls out  two new hundred-dollar bills and tells her that they are hers if she will just let the towel fall to her waist. She thinks why not and drops the towel down and takes the money. John gasps at the sight and shows her two more hundreds and offers them if she will just let the towel go altogether. She figures she's come this far, so what the heck, and drops the towel to the ground.  John looks for a minute, thanks her and leaves.

                    When she goes back upstairs, her husband has completed his shower and asks her who was at the door. She says "Just John." The husband replies, "Did he say anything about the $400 he owes me?"