STOP THIS MADNESS.

It’s obscene. Stupid. And selfish.

Every day people buy yet more houses. Houses and properties they can’t afford. In some obscene, short-sighted rush to own something, anything.

An average property in London costs £200,000. To get a mortgage on that you have to earn £70,000. A YEAR. Or three and a half times the national average. Just to buy a house. No wonder nobody can afford to own a house.

Fundamentally isn’t it absurd that we can’t afford to buy our own homes anymore? Hasn’t anybody taken the overview and realised that something is fundamentally wrong? That the Government have horrendously mismanaged the economy so that we’re can’t even afford to live in our own homes?

Human nature is, unfortunately, basically lacking in foresight and empathy. All it takes to right this madness is for people to stop buying homes until the market grinds to a halt and common sense kicks in.

Thanks to the greed and the need for security, we’re pricing ourselves out of our own homes. Soon no-one will own their own houses. Every house in the country will be repossessed by banks, and nobody will be able to buy anywhere.

The whole of the nation will be homeless. Locked out of our own homes thanks to our lack of foresight, common sense, and intelligence. Still, humans are, as a whole, not exactly the smartest creatures. Just the ones with the best toys and the most equipment.

INFLATION GONE INSANE

Even someone earning more than the national average can’t afford to buy a property. I can’t afford to buy a house. And I’m apparently lucky. Because I’ve got a job. Because I’m in a position where I work horrendously long hours, have a large amount of responsibility, and am responsible for millions of pounds in my job.

But that doesn’t matter. At work I negotiate multi-million pound contracts. At home I can’t even afford to pay my electricity bill due to a crippling mortgage and a horrendous amount of debt. Admittedly, that’s not all my fault (ask my ex-wife, who seems to think the only purpose of a husband is to pay other peoples bills. – who? Bitter? MOI?), but its still an absurd state of affairs.

They enjoy the property for a few years. They grow old. Sell the house to go into a nursing home. And then they die.

If you’re lucky. If you can afford a house. If you don’t mind being mortgaged up to the neck for the next 20 years. If you don’t mind spending all your money on buying a piece of concrete.

It’s about time people took the long-view. Looked where this is going in a few years time. Stabilise the market, withdraw your power as a consumer, and cease the madness. Make houses homes, and not make them expensive, impossible luxuries.

Sure there’ll be negative equity. But that’s the price you pay for being short-sighted, stupid, and a sucker. Only suckers pay a quarter of a million pounds for somewhere without a garden. Boom will become bust. And then we, the people, will no longer be submerged in impossible debt.

Some say I’m a dreamer, but I know I’m not the only one.