Here are examples of some common mortgage questions. We will update this page frequently, so be sure to check back!
Talk to one of our professionals regarding what price home you can afford to buy. Our loan officers will assist you in your application process. This includes credit check and employment verification.
Your credit history does not need to be perfect to apply. Your profiled credit report will help us determine how efficiently you meet your obligations.
Yes! Brokers have access to lenders in several states which enhance your chances for a lower interest rate.
Request your credit reports from the three major national credit bureaus which are Equifax, Experian (Formerly TRW), and Trans Union. Review for any discrepancies. If there�s a discrepancy, contact credit bureaus in writing providing your complete name and address, clearly identify each item in your report you are disputing, state the facts and explain why you dispute the information, and request deletion or correction. Include copies (NOT originals) of documents that support your position.
A special account that the lender holds on behalf of the borrower. This payment is deposited monthly for property taxes, homeowners insurance, and PMI if required. The lender then pays these obligations on behalf of the borrower when they are due.
This is made up of your interest rate, points, per diem interest, and other applicable fees. The interest rate is the rate your loan will be amortized by - not the APR rate.
