Nothing makes more sense than simply paying off your existing debt! Use this calculator to see what adding $50 to your payment would do to reduce your debt! Take one of those credit cards that you have been paying minimum payments on and add in an extra $75 a month and watch that debt erase itself...
Enter the current payment terms for any one of your outstanding debts, then enter an amount you could comfortably add to the payment. Don't be to cheap, play around and see how fast you can be debt free. Finally, click on "Calculate" to see what the return on your investment will be.