#body{ margin:0px; padding:0px;}

#top{ padding-bottom:38px;background:url("hmbkgnd.JPG"); }

h1{ padding-top:20px;padding-bottom:20px;padding-left:115px;color:gray; font-size:32px;}

#fnt1{ color:red; padding-left:0px; font-size:110%;}
#fnt2{ color:brown; font-size:110%;}