| Year | DNUM | Industry Median Overall ETR | Industry Median DomesticETR | Industry Median Foreign ETR | Inventory Turnover | Avg # of Days in Stock | Receivables Turnover | Avg Days Receivables Outstanding | Payables Turnover | Avg Days Payables Outstanding | Working Capital Turnover | Fixed Asset Turnover | Total Asset Turnover | Current Ratio | Quick Ratio | Cash Ratio | Cash Flow From Operation Ratio | Debt to Total Capital | Debt to Equity_1 | Debt to Equity_2 | Times Interest Earned | ||||||||||||||||||||||||
| 1998 | 6100-6199 (NONDEPOSITORY FINANCE INST.) | 0.36949 | 0.36463 | 0 | 0.7954 | 459.047 | 0.3347 | 1082.65 | 2.5228 | 122.75 | 1.3354 | 12.8242 | 0.16634 | 1.53817 | 1.22535 | 0.15859 | 0.01864 | 0.80692 | 4.08154 | 2.36538 | 1.45881 | ||||||||||||||||||||||||
| 1999 | 6100-6199 (NONDEPOSITORY FINANCE INST.) | 0.3684112 | 0.356634 | 0 | 0.5128379 | 711.72588 | 0.2991795 | 1163.7888 | 1.56485 | 74.219498 | 0.5761468 | 10.350039 | 0.148331 | 1.6728154 | 1.0243744 | 0.187761 | -0.1001785 | 0.8007485 | 3.8327305 | 3.1197788 | 1.3891835 | ||||||||||||||||||||||||
| Year | DNUM | Fixed Charge Coverage | Times Interest Earned (Cash Basis) | Fixed Charge Coverage Ratio (Cash Basis) | Capital ExpendituresRatio | CFO to Debt | Gross Margin | Operating Margin | Margin Before Interest and Taxes | Pretax Margin | Profit Margin | ROA | ROA2 | ROTC | ROE | Return on Common Equity | Financial Leverage Effect | EPS (Basic) | EPS (Primary) | Fully Diluted EPS | Dividend Payout | ROA | |||||||||||||||||||||||
| 1998 | 6100-6199 (NONDEPOSITORY FINANCE INST.) | 1.1174 | 2.1721 | 1.12446 | -0.09204 | 0.02102 | 0.51064 | 0.43117 | 0.42889 | 0.14918 | 0.10026 | 0.042942 | 0.07087 | 0.08603 | 0.12186 | 0.12938 | 2.91099 | 0.98461 | 0.54 | 0.52 | 0 | 0.017341 | |||||||||||||||||||||||
| 1999 | 6100-6199 (NONDEPOSITORY FINANCE INST.) | 1.1160627 | 2.1961027 | 1.2684275 | -0.3504096 | 0.0389184 | 0.5095985 | 0.3920395 | 0.4278851 | 0.1560944 | 0.1037964 | 0.038659 | 0.0673582 | 0.074611 | 0.1111621 | 0.1169374 | 3.0392822 | 0.7917989 | 0.305 | 0.36 | 0 | 0.0133107 | |||||||||||||||||||||||
| DEFINITIONS | |||||||||||||||||||||||||||||||||||||||||||||