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#1 Income Generating Computer Business In 2003
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Electronic banking
The banking business has been revolutionized by computer
technology. Deposits and withdrawals are instantly
logged into a customer's account, which is perhaps
stored on a remote computer. Computer-generated
monthly statements are unlikely to contain any errors
unless they arise during manual entry of check amounts.
The technology of electronic funds transfer, supported
by computer networking, allows the amount of a
grocery bill to be immediately deducted from the
customer's bank account and transferred to that of the
grocery store. Similarly, networking allows individuals
to obtain cash instantly and almost worldwide by simply
stepping up to an automated teller machine (ATM) and
providing the proper card and personal identification
number (popularly known as a PIN).
The downside of this technology is the potential for
security problems. Intruders can see packets traveling
on a network (e.g., being transported via a satellite
link) and can perhaps interpret them (if not carefully
encrypted) to obtain confidential information on
financial transactions. Network access to personal
accounts has the potential to let intruders not only see
how much money an individual has but also to transfer
some of it elsewhere.
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