Problem Statement: ecommerce ...m-commerce ...further to as envisaged in projects.pdf,
                   else-where by this individual.

Opportunity:  explore the potential to use mobile-device ...as credit-card payment
              terminal for validations of cvv numbers ...post registration with
              credit/debit card companies [and mobile-carriers] ...viz. via a dynamic
              SMS from card companies ...to which ...cvv numbers to be validated,
              as also ability to manage the credit-card activation/deactivation using
              a dedicated call to card company ...including change of cvv number. 
              
Note: The above problem statement having been encountered in various scenarios
      and detailed in various 'Proof of concepts' as mentioned in 
      
       http://uk.geocities.com/ravivenkatus/projects.pdf
       http://ravishankarkv.tripod.com/projects.pdf
        ....apply appropriate
      'use-case' modeling, rationalize and arrive at a workable and feasible 
       solution both commercially and techinically viable.

             
         
                       

              