Problem Statement: Understanding the purpose of a current account

                                   ...refer to standard definitions in accounting parlance

                   
                   Most banks prepackage   ....ancillary benifits


Opportunity : While most banks provide for credit limit based on the reputation,
              turnover and various other factors.


              Ability to integrate ...recovery of bad debts (debts that have been issued
              with proper paper work or other proof of standard procedures having been complied with)
              ...with the current account ...for a charagable premium [ ...by the way group-insurance 
              ...or by the way of holding equity in the banking company ]


Note: The above problem statement having been encountered in various scenarios
      and detailed in various 'Proof of concepts' as mentioned in 
      
       http://uk.geocities.com/ravivenkatus/projects.pdf
       http://ravishankarkv.tripod.com/projects.pdf
        ....apply appropriate
      'use-case' modeling, rationalize and arrive at a workable and feasible 
       solution both commercially and techinically viable.

  