Beginners
Beginners
Thomas's Skinning Tutorial
Fantasy Rogue's Denim
Fantasy Rogue's Denim
Glitter and Glamour Glitter and Glamour
Buntah's Clothing Tutorial
Buntah's Clothing Tutorial
Mike's Inside
Mike's Inside
Everything
An Everything Tutorial Site
Tutorial
Strictly Tutorial Site
Hair Hair
Simple Recolor
A Little More Advanced Techniques
Charlie's Tutorial
Wrinkles
Photoskin
Photoskin
Wrinkles
More Hair
More Hair
Janna's Shiny Effects
Charlie's Hair Tutorial
Meshing
Using Milkshape
Easier Milkshape Editing
A thread about meshing
Easier Milkshape By Dr. Pixel
Shar's Hair Meshing
WDS Brianna
WDS Brianna's Tutorial
Make A Custom Painting
Custom Painting
Custom Painting
Gimp and Pixia are free programs...also known as freeware...photoshop and paint shop pro are 30 day trials.
Programs
Gimp
Gimp
As for 3d editing programs there are several out there...I personally am learning how to use 3ds Max 7, but it's about $3900 USD...perhaps out of price range for some.  There is the ever popular milkshape...I have this...a little basic, but that is not always a bad thing. In the end you decide which program is best for you and what suits your needs and your afordablility. I'll post links to programs as I come across them.
Pixia
Pixia
Adobe
Photoshop
Paint Shop
Paint Shop Pro
3D Programs
Milkshape
Blender
3DS Max
Maya
Hosted by www.Geocities.ws

1