This is why we are a advocate for small scale impact developments done by individuals.
Primary purpose is to give assistance along with basic service information for people who are in need of safe housing, leaving room for food on the table.
My Goal is to spare you the red tape & take you to the source.
Exercise your right for a decent place to call home.
For-Profit/ Non-Profit partnerships also work.
We Can Help!. But.. we do charge a small fee!
We can help people to help themselves and make the pride of home ownership a
obligation not just a dream.
Over the course of many years I have found that... most people don't even know that most cities/ townships have Affordable Housing programs.
So let's start here!
Go into city or the town hall and ask about the Affordable Housing Programs
in your area. Ask to speak with your Fair Share & Housing rep!
You will be amazed by the income limits and who is eligible on some of these programs.
Most of these programs are only clips in the legal section that the average person does not read or can understand. (Read the Legals go into city/township hall ask to see a complete copy of the filling.)
Ask about the HOME Program which is federally funded to the states and down to the muncipal level. (Get put on a waiting list if they are full.)
Home funds may be used for housing rehabilitation, new construction, Affordable Housing Development, etc. just to name a few.
Watch the newspaper for the Community Development Block Grant (CDBG).
This is found most of the time in the Legal section! When it appears in the paper go into city hall and ask for an application. This money is intend to be used in a wide range of community development activities that are directed toward neighborhood revitalization and economic development etc.. You can do a lot of good with this one on a mass scale great for doing a neighborhood and getting rid of blight.
Finance,Purchase,Construction,and/or rehabilitation of existing housing stock these are a few of the ways to get started.
Some programs can be piggybacked or used in conjunction with other sources of funds.
Application for all programs must pass basic eligibility requirements and details vary from program to program.
You may qualify for one program and not another.
It never hurts to ask what the requirements & income limits
Sources of Loans & Grants
Community Development Block Grant
Home Investment Partnership
Redevelopment Initiative
USDA Rural Housing Service
USDA Rental Housing Loans
USDA Self-Help Housing Loans Single Family
USDA Rural Development Single Family 502
New Jersey Housing and Mortgage Finance Agency.
NJ Division of Community Affairs
Fannie Mae & Freddie Mac
This is just a short list to give you some help on your search!
Are you tired of throwing your money out the window?
Tired of paying rent?
Think you are not Rural, Check Again!
As of 1/29/06 Parts of Egg Harbor Twp, and All of Lower & Middle Townships are included in New Jersey.
Self-Sufficiency programs can make your dreams come true. Their is technical assistance for almost all programs. Move up and out of poverty and into the mainstream of life
Rule#1
It cost nothing to look at the Income & Location requirements for these programs.
You May Just Find A Truly Affordable Home!
No question regarding income or limits for programs please!
They will be deleted. Please do not send them!
Again we DO NOT WRITE GRANTS for individuals.
But you can get down payment grants with a lot of programs.
Are you a small NON-Profit In South Jersey? If yes, we can help. Our fee is small and the goal is to build/renovate Affordable Housing in South Jersey.
We also can help small
for- profit builder doing 10 homes or less.
Looking For Grants We Have a great research staff.
SEND E-MAIL TO:[email protected]
Call: 609-442-4393
We Can Help! Ask For SAM!
