Okay this is real simple... first of all you have to do is download Ultra ISO which is a utility that works with media images of all types like cdrom floppy disk hard disk etc...

to download this utility go here:

1.
Google search Ultra ISO download
2.
Once you have installed Ultra ISO you can go back to the web and go to a website called www.bootdisks.com there you will find various images. here is a link to one of my favourite boot disks:
Windows 98 OEM BOOT
3. You can now insert a formatted floppy disk into your drive and run the application you downloaded from bootdisk.com
4 Once you have the image you can load up Ultra ISO
Make sure you still have the floppy in the drive and click on "Make Floppy Image" and save it on your desktop.
5.
Go down to "Load Boot File" and then select the floppy image you just created and saved on the desktop.
6. Finally you can click on the "Burn CD option" and you will have succesfully created a windows 98 bootdisk.
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