SUMMARY OF PLANS

Table

Age at entry

Term Years

Max.
Matur.
Age

Modes

Sum Assured

Rebate for Mode

Rebate for Large Sum Assured

Accident Benefit

Whether NM Allowed

Eligibility

Min.

Max.

Min.

Max.

Min.

Max.

Yly.

H.Yly

Upto 50,000

50,001 to 1 Lac

100001 & above

NM Gen.

NM Spl.

Policy Loan

Housing Loan

2

15

60

-

-

-

All

50000

Any

3.00%

1.50%

-

1.00

2.00

1.00

No

Yes

Yes

No

5

12

60

5

55

70

All

50000

Any

3.00%

1.50%

-

1.00

2.00

1.00

WR

Yes

Yes

Yes

14

12

65

5

55

75

All

50000

Any

3.00%

1.50%

-

1.00

2.00

1.00

Yes

Yes

Yes

Yes

41-50

0

17/14

13/11

50

60

Except SSS

50000

1 crore

1.5%

-

-

0.50

1.00

*

*

*

No

No

43

18 lbd

60 lbd

6 m

24 m

62

S.P.

50000

1 crore

N.A.

N.A.

*

*

*

No

No

No

No

No

48**

12

65

5

55

75

All

50000

Any

3.00%

1.50%

-

1.00

2.00

1.00

Yes

Yes

Yes

Yes

75

13

50

20

-

70

All

50000

Any

3.00%

1.50%

-

1.00

2.00

1.00

Yes

Yes

Yes

Yes

88

18

50

15

30

70

All

50000

Any

3.00%

1.50%

-

1.00

2.00

1.00

Yes/WR

Yes

Yes

Yes

89

20

50

15

30

70

All

50000

Any

3.00%

1.50%

-

1.00

2.00

2.00

Yes/WR

Yes

Yes

Yes

90

18

60

5

25

70

All

50000

Any

3.00%

1.50%

-

1.00

2.00

1.00

Yes

Yes

Yes

Yes

91

18

50

12

30

70

All

30000

WR 15 Lac

3.00%

1.50%

-

1.00

2.00

Incl. in TP

Yes

Yes

Yes

Yes

93

13

45

25

-

70

All

50000

Any

3.00%

1.50%

-

1.00

2.00

1.00

Yes

Yes

Yes

Yes

102

0 lbd

12 lbd

15

35

45

Except SSS

50000

WR 15 Lac

3.00%

1.50%

-

1.00

2.00

WR

No

No

No

No

103

18

45

18

25

65

All

50000

Any

3.00%

1.50%

-

1.00

2.00

1.00

WR

Yes

Yes

Yes

106, 107, 108

14

55,50,45

15-20-25

-

70

All

50000

Any

3.00%

1.50%

-

1.00

2.00

1.00

Yes/WR

Yes

Yes

Yes

114

22

65

10

35

75

All

50000

Any

3.00%

1.50%

2.00

2.00

2.00

1.00

Yes/WR

Yes

Yes

No

133

18

50

15

30

70

All

50000

Any

3.00%

1.50%

-

1.00

2.00

1.00

Yes/WR

Yes

No

Yes

136

20

65

10

40

75

Except Mly/SSS

50000

Any

3.00%

1.50%

-

-

٠

1.00

Yes

Yes

Yes

No

147, 148

18

65*

2

35

79

All

50000۩

Any

*

*

*

*

*

N.A.

*

*

No

No

149

18

65

5

57

75

All

1 Lakh

Any

3.00%

1.50%

*

*

*

Incl. IN TP

Yes/WR

Yes

Yes

Yes

159

0 lbd

10 lbd

8 PPT

18 PPT

26 lbd

Except Mly

1 Lakh

25 Lakhs

2.00%

1.00%

-

-

#

N.A.

-

-

No

No

160

18

50

15

20

70

Only Yly

50000

25 Lakhs

-

-

-

-

1.00

Yes

Yes

No

No

162

18 lbd

65 nbd

5

25

75 nbd

*

5 Lakhs

Any

2.00%

1.00%

*

*

*

Yes *

No

Yes/WR

Yes

Yes

164

18

55 nbd

5

25

70 nbd

Yly/Hly/SP

5 Lakhs

24 Lakhs

1.00%

-

*

*

*

NO

No

No

No

No

165

12

60 nbd

10

35

75 lbd

Exceept Mly/SP

*

*

2.00%

1.00%

-

-

-

Yes

Yes

Yes

Yes

Yes

167

18 lbd

65 nbd

5

25

75

Yly/Hly/Qly/Mly

10 Lakhs

Any

2.00%

1.00%

@

@

@

-

No

Yes/WR

Yes

Yes

168

20 nbd

60 nbd

10*

25

75 nbd

All

50000

Any

2.00%

1.00%

-

-

*

Yes *

Yes

Yes

Yes

Yes

169

18 lbd

65 nbd

5*

35

75

All

50000

Any

2.00%

1.00%

-

*

*

Yes *

Yes/WR

Yes

No

No

171

13

70

5

10

75 nbd

Only SP

25000

Any

-

-

*

*

*

No

-

-

Yes

Yes

174

14

63 nbd

12

20

 

Except SP

40000

Any

2.00%

1.00%

*

*

*

Yes

Yes

Yes

Yes

Yes

175

15

66 nbd

9

15

-

SP

20000

Any

N.A.

N.A.

*

*

*

No

-

-

Yes

Yes

176

40

79

-

-

70 nbd

SP

50000

Any

-

-

*

*

*

-

-

-

No

No

177

18

60 nbd

5

35

 

Yly/Hly/SP

25 Lacs

Any

N.A.

+ 2.00%

-

-

*

No

-

-

No

No

178

0 lbd

60 nbd

10/15/20 A.P.* Single Prem.

 

70 nbd

All

1 Lakh

Any

2.00%

1.00%

*

*

*

Yes

Yes/WR

Yes/WR

Yes

Yes

181

18 lbd

65/70*

*

*

-

Yly/Hly/Qly/SP

50000

*

No

No

N.A.

N.A.

N.A.

Yes

*

*

No

No

WR=With Restriction, PPT=Premium Paying Term, PT=Policy Term, LBD=Last Birthday
٠ 1 Lac to 2,49,000=Re. 1; 2.5 Lakhs to 4,99,999=Rs.2; 5 Lakh to 19,99,999=Rs.3; 20 Lakh to 49,99,999=Rs.4; 50 Lakh & above=Rs.5
* See in "Features of Plans"
▪ 2.5 Lakhs to 5 lakhs=Rs. 2
Re. 1.00 per 1000 for S.A.. 5 lakhs & above.
0.50 for Yly & 0.25 paise for Hly per 1000 p.a. will be recovered from the premium paid.
For Single Premium Rs. 10,000
2 lakhs & above Re 1
1 lakh to 1,99,000=Re. 1; 2 lakhs & above=Rs. 2
For Plan 167 - Above 50 lakhs - 0.50 paise per 1000 A.P.*=Accumulation Period

 

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