Welcome To Rizal Ghazali Financial Mutual Fund
SWISSCASH MEMBERIKAN PROFIT 20% SEBULAN . SELURUH PELABUR SWISSCASH DIJAMIN OLEH BANK SWISS MUTUAL FUND
Welcome To Rizal Ghazali Financial Mutual Fund
Yahoo Masenger : rixalgh
019 5690874 atau 012 5888224
Don’t let your money lazy to work
“It is time for your money to work harder for you”
Where you place ? SwissCash only

Introducing a new Swisscash - Gateway To Financial Freedom
from Swiss Mutual Fund (1948)

* Financial Facility - Started in April 2005
* Target Global Investors - Investment of USD10K - USD100K
* Average Return - 20% per calendar month
* Build USD78 Million fund within 6 month of global launching
* Chief Financial Officer - Michael Mansfield

Swisscash is the ultimate global financial facility of the current financial market.
Swisscash is a sector of business of Swiss Mutual Fund (1948), a 60 years Investment
trademark and reputation.

Swisscash philosophy is based on Guranteed Fix Return - you know when you will
receive your investment returns.

Total investment of Swisscash financial facility by global investors as of Sept '05 is
USD27.2 Million and targeted to grow USD3 Billion by 2010.

For nearly 60 years, Swiss have been helping corporate achieve their unique financial
goals, it's time to help individual investors achieve the same.

Swisscash Vision - The 2010 of Swisscash

* The Virtual Stock Market
* The Internet & Mobile Entertainment
* The Swisscash Million Dollar Club

Now, you already make money with autosurf for cash such as studiotraffic, 12dailypro
etc. Then make more money with this secure investment. Start invest part of your
profits with Swisscash. With recent downfall of autosurf industry, it's time to change.
One by one autosurf company closing down. Recently, Studiotraffic blocking a few
countries ie. Vietnam, US, UK, Australia, Malaysia and Singapore from continue to
surfing, withdrawal and upgrading. Will your country be next?. Think about it. The only
left is 12dailypro. This company will be having gpt convention in Feb'06 and the owner,
charis and her staffs will be there to meet the surfers face to face. Not many
webmasters or autosurf owners willing to do this. Probably, 12dailypro will be stay
longer, but we never know. Anything can happen just like people thought about
studiotraffic before.

Do you believe with the word "diversify"? Yes, i do. While you still can make money
with 12dailypro, better invest part of your profits with swisscash and start make more
money.

Do they make money with Swisscash? Yes, one of my upline earned at least USD25K
last month (Nov '05) with group sales over USD250K and now waiting for BMW 5
Series. so, what are you waiting for? This is not HYIP (High Yield Investment Program).
With swisscash you do not need to surf daily. Just logon when you want to withdraw or
re-invest.

You do not need to have USD10K to invest, you can start with only $130 and then
invest again by $100 whenever you need or ready. Just like what i did. You can do
wiretransfer/TT to the company or the simple way is to contact me for cash or e-gold
exchange services. Get my contact at the bottom of this page.

Remember, with Swisscash, you can still Make Money for Doing Nothing or Make
More Money for Doing Thing!, continue reading for more information.

Special Message by Chief Financial Officer

Posted: 12 Jan 2006 1:18:05 PM

SwissCash 2006 - OUR FUTURE!

Greetings to all Investors, Regional Directors, Financial Consultants and Planners of
SwissCash.

PROFITS & COMMISSIONS - 2005

1.In 2005, our investors had a total investment of approximately USD113.2 million. That
is a massive 13% increase from our intended expectations. A big thank you to every
individual who worked hard in promoting the image and financial facility of SwissCash
and Swiss Mutual Fund.

2.We had paid a total of USD19.6 million for SFP Commissions. A very huge pay out
by any Financial Industry for those who are responsible to promote our businesses.

3.We had paid a total of USD8.4 million for SAP Commissions.

4.USD4.1 million SRP Commissions had been paid.

5.We had paid a total of USD40.6 million SIP Profits.

6.On average, an investor made investments of USD10765 per trading account.

A total of USD72.7million profits and commissions had been paid out to our
SwissCash investors, financial planners and consultants in the first 8 months. Such is
our successful achievement.

FUND PERFORMANCE - 2005

The global economy especially the equity market has been outperformed in every
market that we are involved in, from Europe to America to Hong Kong and Japan. I
would like you to know that our entire investors fund had achieved very good returns in
every sector of our investment. All funds are diversified in many sectors such as the
Money Market, Commodities, Equities and many others. Personally I am very happy to
tell you that the Equity Sector has generate very good performance so far.

BUILDING SWISSCASH - BETTER THAN EVER!

Critics of SwissCash is loud because many industries from Financials to Networkings
and even conventional businesses claims that SwissCash or even as a matter of fact,
Swiss Mutual Fund (1948) is not a genuine company. I am least concerned about these
claims and unfounded critics. I believe so long as our fund is performing well and we
pay all investors on time, you and I will be the happiest man on earth.

Our management team had received many emails and phone enquiries and requests
from self proclaimed due diligence companies who want to know more about our
investment strategies. My main duty as CFO and my teams’ main objective is to
produce returns for all your investment, not to entertain these culprits or amateurs.

I am least interested to address those critics and building SwissCash market
personally because from the results and the reports of my Marketing and Technical
Directors in Asia, Europe and Latin America, I can assure all sincere investors that
they are doing a great job. I believe many of SwissCash Investors are trying to
introduce our financial plan to potential investors who may have not encounter such
profits return thus facing many negative feedbacks that reaches my attention. The past
three decades of experience in financial planning tells me that Investment is on a
Willing Basis. Some people are natural born non-investors or non-risk takers. Some
are followers, some are laggards when it comes to investment and even worse, some
will NEVER. If you push your way through, you will find many negative feedbacks that
actually demoralizes yourself while you are enjoying good returns from your
investments. You should be a happy man if not happiest man on earth!

Every investment no matter how great the returns or profits, just cannot satisfy or cater
for everybody. I had met some of my clients and assured them a return of 300-1000%
in 6 months with only 20% downside but they could not accept it! So, 300% in 15
months will definitely have some rejections as well. That is part and parcel of life. Do
not push SC Financial Plan to your prospects. Just share with them but do not expect
all to accept the incredible returns from SwissCash. It’s really okay. SwissCash will
stay and you do not have to worry that if your friends do not want to accept this
opportunity, it will be gone next week or next year.

Let me remind you again that SwissCash Management is not desperate for Investment
Fund. We are not in a hurry to attract big amount of funds to come into SwissCash as
SwissCash Fund is attached to Swiss Mutual Funds’ multiple investment portfolios.
Small or big amount, SwissCash Financial Facility will perform well under the proven
mechanism of Swiss Mutual Fund.

Please do not expect to meet myself personally to talk about SwissCash promotion
strategies to attract more investors or how to help you to build your financial network. I
have received much invitation to come to Asia and Latin America. Trust me; you don’t
want me to be there because you need me here to take care of your investment
returns. My team and I is only concerned about producing great investment returns
because you and my financial future depends on it! Also I am sure the Regional
Directors whom the Company had engaged will be the best candidate for any investors
to look upon and to seek any advises as they are the Best of the Best.

BEYOND 2005

What is in for 2006?

Just to update you on some of the possible great things that is coming your way…

1. Our Team is studying the feasibility to launch another investment product beside
SIP15300. Awesome isn’t it? Well, trust my team and myself to produce the best
investment strategy for you. No promises however as it could come sometime in the
year 2007.

2. We are looking forward to improve on our Customer Service Management. As
SwissCash is a new financial tool in Swiss Mutual Fund therefore the company is still
looking into rooms for improvement for the public. We do not entertain direct call in
from the public or unidentified source. One of the reasons is because of the services
we are providing are only to our selected corporate clients. This might look unfriendly
from the Investors point of view and I regret to say that this is our Company Policy.
When we kick-off SwissCash Financial Facility in Swiss Mutual Fund we were not
expecting much problems as this financial tool is so simple to understand. If you invest,
you earn your profits. If you don’t then that is it. Personally I am more interested to
improve the efficiency of our online customer management system rather than tele-
services as we are dealing with tens and possibly hundreds of thousands of investors
who may come from different background or industries. We would never want to be
entangled into unnecessary conversations or possible confrontations. A written solution
is always better than an oral conversation.

3. We are looking forward to increase the security and user-friendly mechanisms of our
Swiss e-Banking Facility. It is easier said than done as we have to take into account
that majority of our Investors are still very new to online Trading and Investment
modules especially investors in the Asia. If we implement too many protocols and other
security directories it may result to investors losing interests even to login or read my
monthly news update!

4. Mobile Technology. This is one area that we will have huge differences and
upgrading this year. You can expect our Technical Team to come out with major mobile
solutions that will give you ease of transactions when accessing your SwissCash
Financial Portal.

5. Multiple language website and web applications. We will be launching our new
English Website this January, Chinese in February and Latin Spanish in March. Other
languages will be added from time to time as our targeted market grows.

CONCLUSION - THE BEST HAS YET TO COME

In conclusion, year 2006 and 2007 is basically a growing year for SwissCash. Beyond
2007 we could possibly start to go more in-depth into our financial facilities because
SwissCash Funds will reach Billions of dollars and we are expected to have at least
100,000 global Investors.

I will all of you to look forward to the next few years with full of confidence and energetic
enthusiasm as both SwissCash and Swiss Mutual Fund will be growing on the right
track. You are definitely putting your financial future with the right team of people. I
assure you all.

I thank you all for a great performance in year 2005. 2006 will be greater and more
exciting. Be part of us and share this great opportunity with your loved ones.

“It is good if you are the richest among your neighbors, families, friends and
colleagues. But it is even better to have richer neighbors, families, friends and
colleagues.”


Michael Mansfield
CFO SwissCash
The Global Financial Facility of Swiss Mutual Fund (1948)

HOW TO MAKE MONEY ?
How to profits from this secure investment? There a 4 ways to make profits.
For more details, please visit company website.

Part 1. SwissCash Investment Plan (SIP)
Status: Investor
Min investment: USD100 (plus USD30 for activation)
Max Investment: USD100,000
Returns: 10% on first three month, 15% on next three, 20% on next three, 25% on next
three and 30% on last three
Referral: Not required (potential received spillover)
Payment: Monthly
Expiry: 15 months
Note: You can re-invest anytime or before expiry. Each invesment expired in 15
months. Remember, you still make money without referring anyone.

Part 2 – SwissCash Affiliate Program (SAP)
Status: Swiss Financial Planner
Min investment: USD1000 (plus USD30 for activation)
Max Investment: USD100,000
Returns: 10% on first referral investment
Referral: required (potential creating spillover)
Payment: instantly
Expiry: 15 months
Note: You can start with USD100 and invest again by USD100 untill accomulated
USD1000 to become Swiss Financial Planner and qualified for SIP, SAP, SRP &
SFP. Re-invest will extend expiry and mantain your status.

Part 3 - SwissCash Revenue Program (SRP)
Status: Swiss Financial Planner
Min investment: USD1000 (plus USD30 for activation)
Max Investment: USD100,000
Returns: 10% everytime referral received and/or re-invest from dividen, forever
Referral: required (potential creating spillover)
Payment: instantly
Expiry: 15 months
Note: Qualified for SIP, SAP, SRP & SFP. Re-invest to extend expiry and mantain your
status.

Part 4 – SwissCash Financial Plan (SFP)
Status: Swiss Financial Consultant
Min investment: USD1000 (plus USD30 for activation)
Max Investment: USD100,000
Returns: matching bonus up to USD1000 for each USD10,000 on Left and Right
Group Sales
Referral: no need, your group grows (potential to become swiss millionaire)
Payment: 5th of next month
Expiry: 15 months
Note: Qualified for SIP, SAP, SRP & SFP. Now you can retired and watch your money
works hard for you. Re-invest to extend expiry and mantain your status.

Here is an example ....

Example: You invest $1000, automatic qualified for SIP, SAP, SRP & SFP. Then you
refer Joe, he invest $1000. You earn SAP 10% ($100). Next month, you received SIP
10% ($100). Joe received SIP 10% ($100), you automatic received SRP 10% ($10)
from Joe's SIP. Joe re-invest his SIP, you received another SRP 10% ($10).

So, everytime Joe received SIP, you received SRP 10%. Everytime Joe re-invest his
SIP, you received SRP 10%. Imagine if you refer 10 people this month. Your will
received at least 10 or multiple SRP every month as long as your referal still active.

Remember, your still received your SIP according to the 15 month's plan above.

I'm not talking about SFP yet which is Matching Bonus from your group sales. You will
received up to $1000 for every $10,000 matching bonus of the month.
Do the calculation and you can become a Swisscash Millionaire !!!

We're making money with Swisscash, what about you ???
Take this opportunity, do it now...

Dreamkaya Team
BUKAN Program, Syarikat, Perniagaan, Peluang, Skim atau Scam.

Kami adalah berbeza. Kami adalah usahawan INTERNET bebas yang menjalankan
perniagaan ONLINE secara TEAMWORK.

Team kami datang daripada pelbagai online business yang bekerja dalam satu
pasukan untuk menghasilkan MULTIPLE SOURCE INCOME dalam satu masa yang sama.


Dreamkaya akan mencadangkan kepada ANDA program, produk dan perkhidmatan
yang anda perlu lakukan untuk berjaya menjadi usahawan INTERNET sambil Bel
ajar.
Sistem kami ...........

*Tidak perlu menjual produk
(Tiada produk kesihatan, prepaid kad @ barangan rumah)
*Tak perlu belian semula
(Tidak perlu pening kepala untuk maintain setiap bulan)
*Global business platform
(Bersama dengan lebih 85,000 merchant dari 35 buah negara)
*Home based business platform
(Modal rendah, jimatkan masa, mengurus perniagaan dari rumah & boleh jual pelbagai
produk)
*Internet marketing system
(Beroperasi 24 jam sehari, 7 hari seminggu & 365 hari setahun dibantu promotional website)
*No meeting
(Tidak perlu hadir meeting atau motivasi)
*REALTIME ONLINE INCOME
(Bukan Bainary, bukan matrix, bukan unilevel tetapi pendapatan realtime setiap
hari)



SWISS MUTUAL FUND - THE BEST

Peluang Pelaburan Yang HEBAT Dari Swiss Mutual Fund
Syarikat Induk Yang Telah Ditubuhkan Sejak 1948
Kadar Risiko Yang Sangat MINIMA
Modal Yang Begitu Fleksi Serendah USD100 Dan Maksima USD100,000 Per Account
Bayaran Pendaftaran USD30
Pulangan Yang Hebat 300% Dalam Tempoh 15 Bulan
Dibayar SETIAP BULAN 10% / 15% / 20% /25% / 30%
Pendapatan Kita Boleh Dipindahkan Terus Mana2 Bank Di Malaysia/Dunia
Diuruskan Secara Online / Realtime
Pelaburan Boleh Ditambah Bila2 Masa

PULANGAN KESELURUHAN (selama 15 bulan)

Pelaburan USD100

- Pendapatan RM76 Setiap bulan

Pelaburan USD1000

- Pendapatan RM760 Setiap bulan

Pelaburan USD10000

- Pendapatan RM7600 Setiap bulan

CARA PULANGAN KITA DIBAYAR

Bulan Pertama, Ke 2, 3 - 10%
Bulan Ke 4, 5, 6 - 15%
Bulan Ke 7, 8, 9 - 20%
Bulan Ke 10, 11, 12 - 25%
Bulan Ke 13, 14, 15 - 30%

Referral Commission

10% (Realtime)

DAFTAR

http://www.swisscash.biz/myriz0605302

Hosted by www.Geocities.ws

1