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These are the most frequently asked questions about SwissCash and Swiss Mutual Fund (1948) that we received from our investors:
1. What is a “Trading ID”?
2. When did SwissCash start?
3. What is SIP?
4. How many SIP is available for Investment in the SwissCash Financial Platform at one time?
5. How long will a SIP for example SIP15300 exist for investors to take part?
6. What happen when any particular SIP is no longer available for SwissCash Investors?
7. Does all SIP offer same returns?
8. Why does SwissCash returns for investor’s average at 20% per 30 calendar days?
9. Does SwissCash provide transparency on their investment for SIP investors?
10. What is SAP?
11 What is SFP?
12. Why an offshore investment?
13. Is my Income from SwissCash tax free?
14. How secure is my registration information?
15. How long does it take for an application to be confirmed?
16. If I were to Wire/ TT the money for the investment plan today from my local bank, how long does it take for my investment to be effective?
17. How do I obtain information about the progress of my investment?
18. How do I withdraw my returns from Swiss Banking Facility?
19. Is there a “Surrender Policy” for SIP?
20. What is the difference between commercial banks’ “Fixed Deposit” with SwissCash SIP?
21. Why SwissCash is able to offer such high return for SIP Programs?
22. How does SwissCash derive its profit?
23. Why SwissCash wants to set up a business module of mass participation? Since Swiss Mutual Fund has excellent business model, why need so many investors whose quantum of investment range from USD100 to USD100,000?
24. Can I add my investment with payments sent directly from my bank account?
25. What can I do if I do not wish to withdraw my returns?
26. When doing a Wire Transfer of fund, who would have to bear the transaction cost?
27. Let’s say 6 months into my investment plan, I would like to increase my investment, how would I go about it?
28. Who should I contact if I have any further enquiries?
1. What is a “Trading ID”?
A Trading ID is a specific identification assigned by SwissCash to each new investor when they register with our financial organization. This ID will be used together with a security password to log in to your trading account online. Trading ID appears on all SwissCash confirmations and transactions that you requested. You are to quote your Trading ID at all time whenever you liaise with SwissCash. Your Trading ID will be used as “Referrer ID” when you recommend/invite a friend to SwissCash Financial Platform.
2. When did SwissCash start?
SwissCash is a project pioneered in the year 2005 as a sector of Swiss Mutual Fund (1948) S.A.
3. What is SIP?
SwissCash Investment Plan (SIP) is an Investment Facility provided by SwissCash to Investors who do not have the know how to invest in the global market. An Investor will invest any amount from a minimum of USD100 for a fixed return that usually averages to 20% of Principal Investment per month.
4. How many SIP is available for Investment in the SwissCash Financial Platform at one time?
There can be one (1) to many depending on investment opportunities available.
5. How long will a SIP for example SIP15300 exist for investors to take part?
This depends on the amount of Investment that a SIP is targeting. Some SIP target to collect a total of USD200 million while another might target USD500million. Once the target is hit, the particular SIP will no longer be available to any investor.
6. What happen when any particular SIP is no longer available for SwissCash Investors?
There is nothing to be worried about as SwissCash Financial Platform offers many SIP at any one time.
7. Does all SIP offer same returns?
All SIP pays investors with different frequency, duration and percentage. However all SIP will averagely yield investors a return of 20% per 30 calendar days.
8. Why does SwissCash returns for investor’s average at 20% per 30 calendar days?
At average, every 30 calendar days will have 20 Trading days on global stock market, commodities and future market. Therefore with an average of 1% return per day, a 20 Trading days will yield a 20% returns to our Investor per 30 Calendar Days, almost equivalent to a month.
9. Does SwissCash provide transparency on their investment for SIP investors?
No. We cannot possibly explain to everyone how we place, invest and trade with their monies. Investors invest USD1, 000, USD10, 000, USD50, 000 on SIP but SwissCash might placed a USD5 million on a South African company shares, 12 million on a Japanese Tech company shares that will be listed next week, buy USD50 million into crude oil market and so many more projects. The quantum of investment in SIP could not possibly allow SwissCash to explain in details how their funds are managed.
10. What is SAP?
SwissCash Affiliate Program (SAP) is a specially designed module for Swiss Financial Planner who can promote our Financial Facility to the global community. An investor who has invested a minimum of USD1, 000 with SwissCash will have the chance to build his/her career as a Swiss Financial Planner. A financial planner can then introduce new investors to SwissCash and be rewarded with good commissions.
11 What is SFP?
Cash Financial Plan (SFP) gives opportunity to our Financial Consultant a financial free income opportunity. A financial planner needs to hit a specific monthly group investment target for SwissCash in order to claim the status and rewards.
12. Why an offshore investment?
Offshore countries offer a more flexible financial environment, taxation scheme and regulations for Swiss's clients; thus a more stable and higher returns on their investment. You would not want your 300% SIP be reduced to 150% because the particular country in which we operates, imposed a 50% corporate tax on SwissCash.
13. Is my Income from SwissCash tax free?
SwissCash advise its investors to manage their income utilizing the right tax regime. If you live in a country of high tax regime, SwissCash can help individuals set up International Business Corporation (IBC) in offshore countries together with banking account with International Banks.
14. How secure is my registration information?
Registration information for SwissCash investors is very secure, using modern encryption and security technologies. Read our online privacy notice for more information.
15. How long does it take for an application to be confirmed?
Once you have registered online, you would receive a Trading Account ID which you would use to log in and your application has been approved. You are given 14 calendar days to Activate your Trading account by paying USD30, failure will result in your Trading account been automatically closed by our system.
16. If I were to Wire/ TT the money for the investment plan today from my local bank, how long does it take for my investment to be effective?
Once you have sent a Wire/ TT from you local bank, it usually takes 3-5 working days before the funds reach Swiss Mutual Fund’s Bank account. Within 24hours we will credit into your e-bank account with the amount of e-points that is equivalent to the amount of USD that we received. Once you have the e-points in your e-bank account, you can choose to activate your account and then proceed with your chosen investment amount.
17. How do I obtain information about the progress of my investment?
You can log in to your online account and check the progress of your investment through our Swiss Banking Facility as well as on Swiss Investment Reports.
18. How do I withdraw my returns from Swiss Banking Facility?
Login to your Member Area, go to “Out-going Money Transfer” and fill up all the banking details of the account you want your money to be Wired/TT to. SwissCash Financial Department will take 3-5 working days to process it and the funds will be wired directly to your bank account anywhere in the world. All Wired charges (estimated at USD20-30 per USD1000 Withdrawals) will be bared by the Beneficiary.
19. Is there a “Surrender Policy” for SIP?
No. All Investment is bound by contract whereby SwissCash will accept an investor’s principal investment; in return the Investors accept the fixed payment schedule as defined by the SIP an investor chooses. SIP do not work based on the principle of “Fixed Deposit” offered by commercial banks. No one is able to withdraw his principal investment for a SIP but he/she is eligible to withdraw all the fixed returns at all time.
20. What is the difference between commercial banks’ “Fixed Deposit” with SwissCash SIP?
FD yields you a return of 1-7% per annum depending on banks while SIP will yield you an average of 20% per month equivalent to 240% per annum. You are able to “Surrender” your FD Contract at anytime and collect back your Principal but SwissCash SIP do not have a “Surrender” Policy. You are not able to collect back your Principal midway through or even after the completion of the program.
21. Why SwissCash is able to offer such high return for SIP Programs?
Put it this way. If an investor invest USD1,000,000 with Swiss Mutual Fund and we promise to trade his money in International Market today and yield him back USD1,010,000 in one Trading Day, it will be considered a low return. Bare in mind, 10,000 returns on 1,000,000 is 1% per day. On average, there are 20 Trading Days per 30 Calendar days. Therefore, SwissCash SIP payment of 20% per calendar month is a moderate return rate. International Banks such as Citibank occasionally offer Investors a 700% returns per annum for a minimum of USD10 million deposits.
22. How does SwissCash derive its profit?
SwissCash derive its profit from Daily Compounded Returns. The above scenario suggests 20 Trading Days will yield 20% Returns. In real fact, on the 2nd trading day, we will be trading USD1, 010, 000 instead of USD1, 000, 000. So the 1% return will be USD10, 100. However, please remember this is only a simple scenario and through our Holding company, Swiss Mutual Fund; SwissCash Investors’ fund are diversified into many basket of investment that are very capable to yield returns of up to 30-50% on a monthly basis.
23. Why SwissCash wants to set up a business module of mass participation? Since Swiss Mutual Fund has excellent business model, why need so many investors whose quantum of investment range from USD100 to USD100,000?
We have to look back to SwissCash Vision that is to create millionaires out of ordinary individual in many corners of the world. We hope these Swiss Millionaires will continue to support future financial products offered by SMF.
24. Can I add my investment with payments sent directly from my bank account?
Yes, you can increase your investment by sending your payments directly to us from any bank account.
25. What can I do if I do not wish to withdraw my returns?
We recommend you to Re-invest your returns so as to achieve your financial goals in a shorter period of time.
26. When doing a Wire Transfer of fund, who would have to bear the transaction cost?
All Wire charges must be bear by the sender. Every Wire/TT must add an additional USD 20 - 30 (Estimated ; varies from bank to bank from different countries) processing charges.
27. Let’s say 6 months into my investment plan, I would like to increase my investment, how would I go about it?
All you need to do is to Wire Transfer the investment amount to us and inform us of your additional investment through our “Swiss Payment Transfer: Wired Payment Notification “ function which is available in your online Swiss Trading Account.
28. Who should I contact if I have any further enquiries?
You can always contact our Swiss Consultant through our Swiss Communication Tool available in your online account or e-mail us at [email protected]