Problem Statement : with the advent of mobile computing, several innovative services centric around internet/www have come to become vogue, ability to access account status over a web-url , alert and utility statements directly into the inbox. Opportunity: keeping aside the in-securities of the medium and the computing world itself, viz. ability to have a custom password set to such statements and utilities ...so that information is not easily accessible all and sundry having access to such statements or copies ...for instance ability know or find credit-worthiness-credit-check or health of individuals ...given the scope of snooping/phising ...blah ...blah ...particularly in the context of corporate-environments ...employee's ...key-man policies ...viz. valuing or insuring the services of a individual for high value ...loop-holes that are enforceable by group-insurance equity holders in domocratic societies Note: The above problem statement having been encountered in various scenarios and detailed in various 'Proof of concepts' as mentioned in 'http://uk.geocities.com/ravivenkatus/projects.pdf' ....apply appropriate 'use-case' modeling and arrive at a workable and feasible solution both commercially and techinically viable. -----------------------------------------------------------------------------------------------