Chronicle of a First-Semester MBA

by Daniel Silver

Daniel of the Berkeleys - 24 August 1996

Hello!

This is the first, and perhaps the last, of my letters from California.
Last perhaps because I will be very busy this next semester.� I will take
17 credit hours and be reading non-stop.� Luckily for you I decided not
to do any volunteer altruism today so I could relax and write another one
of my intimidatingly long letters.

Berkeley is a little weird for me, cold in the morning, with heat
steadily crescendo through the day. I often change clothes to maintain
homeostasis. The Golden Gate bridge is visible from International House,
although weather (fog/glare/mist) always seems to obscure its presence.
I dont like the hot showers in a cold bathroom. But, that is the breaks.
I am so close to campus it is ridiculously convenient.� It never rains
here in the summer -- it is an arsonist's delight!

My class has 240 students, 1/3 international, 1/3 women -- diverse
by MBA standards.� Most of the
women have boyfriends/fiances/husbands .. not that I am keeping track,
mind you.� We have a variety of strange backgrounds, none stranger than
one of my friends, Debra, an ex-Shakespearean actress who lives down the
hall from me.� Having lived in Brazil, she speaks Portuguese, and we
reminisce.� Also speaks Norwegian.� She is also living next
door to
the Crown Prince of Norway, but we hardly see him.� Maybe its the food or
the Abba blaring from Debra's room or our deliberately blase attitude,
since he hasnt told us who he
is in reality.� I amused myself when I automatically said a particularly
sacrilegiously Danielesque "hey hey" to him in a brief
post-lunch hallway acknowledgement.� When he outs himself, I can move to
"hey hey, princey baby" or maybe, "hey hey, your royal highness," I
suppose.� Also amusing to ask him what he studied -- he was with a
matronly blonde minder and looked confusedly at her for a few
seconds until they both arrived at "political science."� You know, I hope
he never outs himself, cause we will have more fun that way. Actually, I
am just having fun using "out" as a verb -- that's San Francisco.

ROPES COURSE

Orientation was lengthy and forgettable, athough we were supposed to
remember it. ("Read page 14 of your orientation guide carefully ...")
However, we did go on an "Ropes" course which taught us
team-building and what it is like to hang from a rope 40 feet up.
Basically, they gave us a number of scary things to do on wires and logs
set high up in the redwoods.� It was much scarier than it looked, as I
found when I decided to be the first to take on one of the "elements,"
which is what they call "wires and ropes in trees."
The climax was sitting on a platform about 40-50 feet up.� They attached a
long rope dangling parabolically from high in the redwoods to your
harness. The idea was that you simply pushed yourself off, and zoop,
you would have a weensy little free fall, followed by the biggest swing ride
you have ever had.� (Once you stabilized,
they came with a ladder to take you down.)� I was already a bit rattled
after just getting to the platform, and I certainly had nothing like
aplomb when I attached to myself this heavy rope, which seemed, with the
swaying of the redwoods, to want to helpfully tug you into the abyss.
Perhaps one could call what I felt terror. Observers noted I was not
smiling any longer.� Somehow I managed to nudge myself off, and after I
realized I was alive, 2-3 swooping swings of the pendulum later (yes, i
swooped, I actually made noise), I started laughing very loud.� When they
took me down I seemed like a Primatine Mist overdose --
zhagga-zhagga-zhagga went my hands.

The second element was simply a high wire, 50 feet long, strung between
two redwoods. Object: with a partner, get from one redwood to the other.� To
help, there were only 3 short ropes, placed at 10 foot intervals, dangling
from high above to knee level.� Seems impossible?� We thought so too.� In
fact, I was sure of it when I decided to be head of the second pair that
went. I got to the top of the tree (~40 feet up) tested my foot out on
the slippery wire, and decided, this tree feels, really, really good.� I
mean, redwoods to seems to have a lot of fuzzy lint, but this redwood was
something special, and I really didnt want to let go of it, given its
1000-year survival in an upright position, to climb onto a wire which has
just been drilled in by my forest-gnome-like mediator a week ago.
I asked, and they lowered me down.� Disappointment all around, yes?

Well, after a few people went, I decided I MUST try again. In fact, after
2 girls went it was ineluctable for a He-Man like me. At least
if I fell, it would (could) be fun, I rationalized.� So I went up with
another equally
apprehensive guy, and we made it.� Excitement city, which I wont try to
describe -- as we learned later, there is nothing more confusing (with
sidetrips into boring) than
a Ropes course participant trying to describe what they did ("and there was
this plank
swinging back and forth in four direction with no support, with a wire
over here, sort of parallel, but you couldnt touch that, and Yoshi --
you know that Japanese guy with the kid? [Editor's Note: No....]
-- he slipped off and..." blah blah blah for ages. I did it too, so I
know).� Anyway, we all bonded, and some people had an experience
bordering on religious.� I decided it would be good to do it again
someday, although our mediator/guard could have been better (Q: So, uh,
what did we all, uh, learn from what we did here today and, uh, how are
you going to apply that in the real world out there?� A: I learned the
value of
friendship. Next person answering: Well, in a lot of ways, I had the same
experience....)� All in all it was the second-most fun thing to do in
harnesses in the Bay Area.� Actually, I just wanted say that.

MORE ON BERKELEY

A lot of people here are, as they say, "into the outdoors."� Even I,
well-known Washington
insider, have been going out, climbing the steps of the stadium and
playing frisbee in early evenings.� This is good because not only is
I-House food bad, but I eat too much of it.� I have been slowly getting
used to the Football Chauvinism de rigeur at real university campuses --
I am to denounce anything Stanford-related as inferior, discounting the
knowledge, hiding malevolently in the back of my head, that I would have
gone had they
only accepted me.� (This seems to be a story shared with half the class.
Somewhere along the way we develop Repressed Admissions Memory Syndrome,
and believe the wanted to go to Haas all along.)

We have been divided into cohorts of 60 for greater intimacy, though the
word cohort to me implies fur-wearing Mongol cavalrymen (perhaps I am
associating it with the word horde) or self-hazing goose-stepping
Latin American military classes. I
will take all my classes this first semester with them -- one big
stessed-out family.� Interestingly, we are relatively old students
here..even Phds get an earlier start than MBAs are permitted.� I suppose
it is because they dont want PhDs to have any work experience in
preparation for the dearth of employment opportunities ahead.� Ha ha, the
blithe jokes of the ultra-employable!� On the whole, we do "get off" on
that, and it can inspire� a little bit of resentment.

Stats: Avg salary on graduation: ~$80,000.� What will I learn now to
possibly
justify that amount of money?� Or, by being in the MBA program, have I
simply put myself in the elite of Adequately But Not Ferociously Smart
People Who Will Do
Anything For Money When They Get Out? Will I earn three times as much by
working twice as many hours? My mentor earned $1750 a week on
her 10-week summer job.� Annualized, it's $91000.� And she was a German
major. OK, she spoke Korean too, but so?� Anyway, no wonder we are as
puffed up as the floats in the Macy's Parade.

My mentor also did a project where you get sent to a developing country
for a mini consulting project -- free!� Sounds as easy as falling off a
log -- I will definitely do it.� Would do it next summer for 3 weeks....

Math camp was nice. Algebra and calculus slowly came back to me. Welcome
back, friends! The critics were right--I WOULD never use you in the real
world!� We had probability too. If any of you know the Monty Hall
problem, I NOW UNDERSTAND IT.

I went to Sacramento on an I-House tour. It got to 110 degrees, no joke. The
whole Central
valley apparently does this (think of California as a mountainous area
with a long ice-cream-scoop scrape gouged out of the center), enabling
them to grow lots of raisins with exploited Mexican migrant
laborers, or something.� Aside from the heatstroke weather and the
world's most garishly decorated capitol building (Senate all in
Glowing Stomach-Turning Fuschia!
Assembly in Ferocious Shimmering Lime Green! And sticking out everywhere,
carved wooden bear
heads that looked like aggressive, retarded dogs!), nothing outstanding.

I dont get into San Francisco much, and I kind of like it that way, cause
San Francisco is always a little too cool for comfort we have trees in
Berkeley.� Biggest problem with UCB is that people wont leave to go for
highpaying jobs in unpleasant places like Connecticut.� Not like us
vicious East Coasters.

Anyway, time to go. Writing online is a drag, but I am postpoing the
computer purchase for some time when I am more stressed out.� Email is
best. My webpage is making slow progress: catch it at:

http://haas.berkeley.edu/~silver

you can see The World's Longest and Dullest Puffed-Up Curriculum Vitae,
and other treasures. Heck, now I can put everything on the Web. Even this
letter.� Who knows?

Anyway, emails are welcome, I read everything, though I may choose a
forum like this one to respond to "general interest" questions.

have fun everybody

Daniel

Another letter - 14 September 1996

Dear folks:

Well, I survived into the third week of business school, without too many
ill effects.� There is a lot of work and reading to do, but it is
manageable.� I read everything the weekend before I need to know it,
because there simply isn't time to get anything done on weekdays.
Actually, the work would be a lot easier if we didn't have to work in
groups. In order to encourage teamwork, we must do seemingly dozens of
group projects.� In this way we simulate real-world activity, i.e., we
identify joint procrastination methods and soon learn to secretly loathe
our colleagues.� The group work process takes about three times as long
to do what I would normally slap together.� On the other hand, my quality
alone is perhaps 25% of the finished project, so maybe it all works out
in the end.

Luckily on my stats group there is an Excel junkie, and two others who I
think have computers.� Since I have put off the purchase of a computer
(counting on Moore's Law to take half off my new computer by, say,
graduation day), I have to work extra hard so as not to appear to be The
Loathsome Group Parasite.� (There is almost always a Parasite in any
Group; the only problem is that it is very difficult to identify the
Parasite at first, and by the time you know who it is, it is too late:
you have to work with them for the rest of the semester.� Thus, when
everybody formed their stats groups, they sought out people who had some
similarity to themselves, on the assumption that people like themselves
could not be Parasites.� They were wrong.� Thus, those who formed early
are usually undiverse AND have Parasitic elements.)

Actually, I like my group but maybe we are not as ambitious as some.� I
noticed that some groups, with seemingly oodles of time to kill, created
cover sheets which even have the UC Berkeley seal on them and have
invested time in all kinds of clever formatting. Maybe that works in
BusinessLand, but I prefer the stark white directness of our all-text
cover sheet. I think our graphic statement is: "Life is too short to dork
around with graphics like those other, more superficial groups. Don't
they have LIVES? Quick, turn the page and see analysis so dry it must be
good for you."

We have to do this massive project at the end of the semester called the
Capstone where we try to value a large, publicly-traded company. This is
a fairly big task, when you think about it. Likewise, we do this in
groups.� I think I have a good one, with a nice mix of skills.� We also
have a smaller project, which is a little like consulting, where we visit
a company and find some way in which they are organizationally
dysfunctional.� And if we are lucky, we may even figure out some
recommendations (which, I bet, will boil down to: (1) Fire current CEO;
(2) Hire me in his/her place.) Speaking of which, let me talk about

CONSULTING FIRMS

So far we have seen a few consulting firms come to campus.� Consulting
firms are the Great Whites of campus recruiting� they try to gobble
everybody up as fast as they can. (Just so you know, consultants travel
the world serving as roving scapegoats for ideas the boss is too scared
to implement alone, or solving problems the boss is too flaky to answer
alone.) I can't believe how desired we are. They attract us to come visit
with food, which works.� I am sure to get there early so I can get a seat
and eat as much food as possible before the food-crazed rabble straggle
in, leaving them with tons of crudite and dip and a few half-eaten stems
of pickled asparagus.

Additional bribes ran the gamut from mechanical pencils with the company
name on them to yellow highlighters with the company name on them.� (Of
course, they will never sate our ferocious hunger for free office
supplies until we are summer interns with full access to their
running-over cabinets.)� Then they have their speech.� Problem:� they all
want the same thing in prospects (analytical ability, teamwork, blah
blah) but they also want you to "fit," which is an intangible quantity
nobody likes to define.� Every firm has its own criteria, which are
probably selected from the following:

(NOTE TO RECRUITERS: The following is intended for humorous use only.
Views expressed do not reflect the opinions of Daniel M. Silver, no, not
one little itty bitty teensy weensy bit.� Moreover, these apply to your
competitors.)

* you are a self-centered arrogant butthead
* for short, critical periods of time (i.e, during job interviews)
you can pretend you are not a self-centered arrogant butthead
* you love working like a rabid donkey on amphetamines for big money
* you have high tolerance for ambiguity� i.e., you don't give a
tinker's damn whether they implement your recommendations or not
* you can read the executive summary and successfully pretend you
read the whole thing
* you live to rack up frequent-flyer miles and collect tiny,
ineffectual hotel soaps
* you feel naked unless you are wearing a crisp white shirt every day

Well, I have been doing a lot of research, and it appears I am most
qualified to be a consultant. This is a little bit disturbing because,
after Thailand, I decided a normal life would be good to have.� But now I
seem to have an unyielding desire to accumulate free stationery from
European hotels, although with my luck I will get the Great Marriotts of
Indiana Tour.� Plus it is good money.� Actually, you can make more in
investment banking but that often requires you to sit in one place for
long periods of time.� Consulting is better for those with
attention-deficit disorder (which most MBAs have, because if they didn't,
they would still be at their old jobs).

I went to a consulting career night recently, where successful
second-years and alumni told us various ways to suck up to recruiters,
none of which I will relate so as to better my chances for squeezing out
the competition.� Needless to say, the above jokes were not among them.
The night was set up by one of the

CLUBS

which form to nominally aggregate students.� Actually, you simple join
them, pay the money, and you can put their name on your resume without
guilt.� We also rely on some other suckers to be the club officers, so
they will organize events for you.� Before you join the club, they hold
little orientation parties where they provide food (the MBA bribe) and
what is interesting is they always carried off true to type:
Oh, by the way, I also have

CLASSES


Well, I could tell you how my classes are, but then everyone would know
what I really think, and that could get me in trouble and lead to my
being a social and academic outcast. So without further ado:

FINANCE is interest rates 'n' stuff.� Taught by a motormouth Long
Islander, a man after my own heart. All new, I never get bored.� No
foreigners (and few Americans) can understand him, but so what?� Their
confusion is my higher place on the grading curve.

ECONOMICS is mostly about stuff which sounds great in theory (like
decision trees) but which no manager I know does in real life.� Not so
badI am familiar with nearly everything so far.

ORGANIZATIONAL BEHAVIOR could also be called Individual Manipulation with
Loads O' New Jargon, because that is what I am learning, and that's
pretty cool.� Prof likes to imagine she isn't letting her opinions
through when she facilitates, but observe following Freudian-slip-like behavior:
* person says something she doesn't mind hearing:
"Would anybody like to address that issue?"
* person says something she doesn't agree with:
� "Would anybody like to redress that issue?"
(After six classes, I have observed this often enough to be statistically
significant.)
Most of the time though we all sit around making inane comments and
boring each other with long stories starting with "At my company.."� What
we all really need is a gesture that indicates: "Would you please shut
up, because with all your talking you are making me forget what I want to
say next!"� I am also really bad in class because I am a blurter� I say
whatever, violating the class covenant (you can't bore people without
being officially recognized first).� Luckily, I haven't yet been "redressed."

ACCOUNTING is what it is, and I finally understand what it is for.
Mercifully class is only an hour long� the others are 1.5 hours.� As they
say, learning accounting is like learning a new language (High Geek
Esperanto, perhaps?).

STATISTICS is relatively painless, although I estimate I miss 25%, with a
10% margin of error, of what is going on.� Our teacher keeps reminding us
if he really knew how to predict anything critical with statistics he
wouldn't be teaching us this class, he would be raking in the Big Bucks.
Actually, I guess that applies to all our professors.

COMMUNICATIONS is this grab bag of stuff.� We are doing speeches now.� I
really screwed up my first one, but in so doing I cunningly (well,
unintentionally) set myself a nice low baseline against which I could
demonstrate strong improvement, which is one of our final evaluation
criteria.�� At least, that is how I prefer to rationalize it.
All that adds up to 17 credits, a truly awesomely superhuman work load.
We let off steam by making stupid jargon jokes (see Statistics above).
Luckily I live at

INTERNATIONAL HOUSE

Outside I-House, right now, a bunch of chromosome-deficient frat boys are
singing "You've Lost That Lovin' Feeling" one block over at the top of
their lungs.� They deserve death, because it is 2 AM, and when they sing
"Whoa-oh-oh-oh-oh," it sounds like� uh� tone-deaf drunken frat boys.� It
is strange� Berkeley does not believe in liberalism a la "I am free to do
anything which does not violate the freedoms of others"� such as, say,
freedom to sleep. More commonly, Berkeleyites seem to believe that "I
have the freedom to be the biggest moron I possibly can be AND to get
sanctimonious and belligerent when someone tells me I am disturbing
them."� At least, that is my interpretation.� Indeed, it appears that
whoever asserts their rights against others most aggressively wins the
battle for public opinion.� Thus, I would be hissed at if I simply yelled
at the frat boys to shut up, but if I went out and mowed them down with
an Uzi, then they were violating my rights to shoot wherever the hell I
felt like it, and Berkeley public opinion would swing toward my side.
In any case, the proximity to frat boys is one of the few negatives to I
House.� Positives are: (PS, Ladies: those were placed in alphabetical order.� Trust me, I like
your particular social/ethnic/national grouping best of all).

A lot of guys live here too, and (hey, let's give them credit) they
provide some marginal entertainment value as well.� I-House really gives
you the strong motivation to concentrate on you studies because you would
shoot yourself if you concentrated on the low quality of the food or the
obscene rent paid to live in your little cell.� As I mentioned,
poorly-prepared food magically appears without my intervention.� Needless
to say, all my cooking ambitions have gone out the window.� We had
stuffed lobster the other night.� The carapace was filled with some kind
of doughy paste and the tail had been steamed to old-second-rate-bagel
chewiness, though without the charm.� Well, they tried.
They also have free social events, where you can meet all the same people
you eat with every day in a darker setting with swirling lights.� Oh, and
they have a dance class every Monday night.� Last week I learned Zee
Dance Of Passion, merengue, which consists of (1) constant hip-jiggling
and (2) swinging your partner around into various positions. Watch out
Latinas, I am feroz!� The main advantage of the dancing lessons is the
chance to literally get your hands on all those available women of
miscellaneous origins, and to demonstrate how manly and fun you are
despite the collective embarrassment of synchronized hip-jiggling.

An aside on the Berkeley climate:

The weather here makes no sense whatsoever.� Basically, it is warmer in
the fall than in the summer. And you never know from one day to the next
what temperature the weather is heading toward.� And you always know that
whatever you put on in the morning will be horribly hot by the time it is
2 PM.� When I explain to Californians this is ontologically wrong, they
look at me like I am crazy.� Perhaps I need to complain more and thus
assert my Berkeleyan rights to have people pay more attention to me.
I am so close to school, I always run home to do whatever (i.e. change my
inappropriate clothing three times a day).� Beautiful!� I keep my room
excruciatingly tidy.� I have practically no stuff, and I like it that
way.� No pictures on the wall.� When I heard former California governor
Jerry Brown used to sleep on a mattress on the floor, I even had envy
feelings.� I really love throwing things away.� Nothing deters me from my
single-minded determination to conquer Business School and write really
long letters in the middle of the night. Except for the fact that at the
I-House computer lab it seems that every day some idiot must delete at
least one level of functionality from the computers: Monday: Word
disappears off one machine; Tuesday: Can't use e-mail; Wednesday: Mouse
stops working; etc.)

Speaking of which, I should give you a break to get back to your own
lives. Please write! I have time to read, but not much time to respond
;-(� (you caught me at a good time)

bye bye

Daniel

Yet Another Letter - 23 October 1996

Dear folks:

Sorry for the delay in writing.� The computer I wrote my message on last
week turned out not to have any functioning disk drives, and as you know,
I feel life is too short to do anything twice.� Today is a Wednesday
evening, quite chilly. There was an ethereal fog clambering down the
hillside when I last saw the day.� Now it is night, and I just returned
from having a single beer, which has me slightly inebriated.� I recall I
wrote a letter in this state previously, but please do not think I am
attempting to imitate a hard-drinking writer stereotype.� Rather, the
source of causation is similar: when I have time for a beer, I definitely
have time to write.

Here I was going to display the old letter, or ur-letter perhaps.
Unfortunately, I have just learned it was deleted when the computer's hard
drive was formatted -- a measure designed to head off a vicious hacker
who attacked the I-House computing lab.� Perhaps my old letter was a
Xanadu of wit, but now no one will ever know....� Frankly, if all my
works had to be destroyed, I would prefer a bonfire rather than simply
knowing all my unique Ones have become anonymous Zeroes.�� I wonder if my
Ones ever flake off my old 5-1/4 inch disks?

Well, you all know how good my memory is.� I seem to recall my topics
were intrasession, my midterms, and well, not much else.� I will add
investment banks and some other things.

MIDTERMS


The last few weeks were occupied by midterm studying and fretting.� I
didnt bother, much to my chagrin when I walked out of Economics thinking
I had failed. At times during the test I felt like either (1) crying or
(2) verbally abusing the professor in as spiteful a manner as my delicate
tongue could muster.� Afterwards I polled others, and learning they were
equally clueless, I realized the curve would save me, and it did, giving
me a grade in the B cloud.
Everything else seemed to go OK, with As.� I think my lackadaisical
attitude came through for me again...I studied just a few hours for each
one of the tests.� So this isnt so bad after all.� Snapshots from Hell,
hardly.� Unfortunately, it now appears things will get much tougher in a
few classes, and some long-term assignments are breathing down our necks.

INTRASESSION


Last week we had no real classes and supposedly did things to advance our
career, or at least our career-searching capabilities.� God forbid any of
us should graduate unemployed.� Everything I learned could have been
placed on a one-page handout, but I was prompted to completely redesign
my web page and edit my resume (you can see both at
http://haas.berkeley.edu/~silver), so you can see the results yourselves!

INVESTMENT BANKS


I have been looking at finance, because I seem to have a little facility
in it.� Apparently good finance-loving MBAs all go off to New York City
investment banks when they graduate, where they work 80-hour weeks and
never see their families except in a dormant state when they hit home at
midnight.� (Some of those 80 hours come from Saturdays and Sundays as
well.)� By the way, as I understand it, Investment Banks basically make
and sell pieces of paper called bonds and stocks and things.
Investment banks often dont come looking for us at Haas because we
generally arent looking for them.� Why come to California if you want to
go to NYC?� Why work like a dog?
It is the money, very big after a few years if youre good.� And I guess
the challenge.� So I am visiting all the banks when they come to town.
During intrasession, I did a presentation comparing investment banking
(affectionately called I-Banking) and consulting, where I went into all
this detail.� Here is what I have really noticed from their presentations:

1 LITERATURE. I Banks have nicer prospectuses in more colors.� But
like consulting firms, they show photos of happy, productive employees in
a variety of positions:
* leaning back smiling (there will be lots of these....even if you
only have a head shot they all look like they are leaning back in a big
leather chair.)
* sitting around a table working collegially (gotta have at least
one women, and one person must be standing for that dramatic je ne sais quoi)
* the ever-popular Pointing a Stick at a Presentation Chart
* a pair of people, with one in playful paper-thrusting mode to the
other (we can imagine the former frat-boy thruster saying in vestigial
MTV-absorbed street jive: yo yo dude, perform a discounted cash-flow
analysis on this!)
* loads of minorities, depending on how white the firm is.� Very
white = Benetton-like colorization levels.`
�Unlike consulting firm, I Banks tend to name their victims.� Plus
they usually show big two-page maps with all their deals (example:
provided innovative double-leveraged financing with SWAGs in conjunction
with the privatization of the Cameroon Tobacco Monopoly).� The Big Lie:
nobody in the pictures is bald.

2 DRESS.� Dressing at I Banks does not vary much.� Guys do blue.
Women wear conservative suits, also blue.�� I guess everybody goes to
Barneys and says� I like this. Gimme 8 of them.� Like Hasidic Jews, I
guess they never have to worry about what to wear, and this keeps them
focused on what counts.� Consultants let themselves go more.
Nevertheless, the observed Blue Shirt/White Shirt ratio is approximately equal.

3 MANNER.� I guess to handle or make big money it is best to look
and sound a little boring, and it appears theyve mastered this skill.
Not that I Bankers deal with real money or god forbid, make anything
real.� (People who handle actual money of course earn less.)� On the
other hand, most consultants sound excited even when they are all saying
the same thing, i.e., I am now working on a project with a medium-sized
hi-tech firm in Silicon Valley.� We are helping them to restructure their
blah blah and then it starts getting vague because they are worried they
might accidentally let out a secret which could make the talk
INTERESTING.� Yo, guys?� Discount-cash flow this!

4 FEAR.� I Banks know they scare normal people, and thus they try
to scare you so as to avoid recruiting normal people.� Our Organizational
Behavior professor told us this makes sense because this makes those who
squeeze through the process think they are special and gets them to
believe 80 hour days make sense.��� Note: I am not scared yet, but that
is because I have an ego the size of a house.� Consulting firms, however,
like to drone about fit, and let you decide if you do so.� (Imagined
presentation interruption: Excuse me? I think you guys are boring me to
death.� Does that mean I wont fit in?)

How to avoid all this?� The three other options in Finance seem to be:

a) Sales and Trading.� These guys sell the pieces of paper the
I-Bankers think up.� They also sell foreign exchange and pork bellies and
things.� They stare at computer screens.� They also talk on the phone and
curse a lot.�� You can make a lot of money if you are good.� If you are
not, a la Nick Leeson, you may blow up (a gentle I Bank term for
bankrupt) your employer.

b) Private Banking.� They sell the pieces of paper to extremely rich
people.� They get good at sucking up fast.�� This sounds not so bad to
me: rich people are apparently not demanding, because they dont have much
time to waste what with all their exploitation of the poor to do (ha ha,
just kidding :-) never mind me you admirable plutocrats).� Of course, if
you lose their money, you will be skinned alive and made into beef
jerky.�� I have heard washed-up traders go do this.

c) Work for a real company doing finance.� I think you mostly sit
around all day rejecting proposals.� I can do that.� Plus, I think would
have a button which made a screaming sound whenever I sent someones
project to Unprofitability Hell -- maybe coupled with a
Jabba-the-Hut-inspired deep gurgling laugh.� Ah, the possibilities are endless.

ANYWAY


Classes have started again.� A new course, Quantitative Methods, has
replaced Statistics.� We will learn to optimize things.� You probably
need to go optimize you own time commitments by stopping the reading of
this letter.� Ever the gentleman, I say: Goodbye.� Please write.

Daniel

PS It finally rained today (the day after I wrote that......)
California is mystifying:� It basically does not rain at all here suring
the summer and fall.� Now it has started; the days will be gray and dark,
like today.� Our sun-bleached courtyard in Haas even looks a little
smaller and bleaker.
Nevertheless, because I am here, hope springs eternal: I predict a fun n
sunny winter.
sunny winter.

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