Finances & Job Issues (helps you make important financial & job decisions)

Managing the Job Interview
(May also be listed as: The Physician in Transition: Managing the Job Interview)
by Donald L. Double
Although "physician" is in the title, this book is invaluable to anyone in nearly every profession: librarian, therapist, etc. It's a short book that can be read in 20 minutes. It not only lists many interview questions, but most importantly, the author describes the reasoning behind the question. This helps you realize how the interview question relates to you and your unique experiences. This is why I feel this book is superior to other interview books that merely provide pat answers to common interview questions. Non-members can purchase the book for about $25 or so--it's worth every penny!

Florida Unclaimed Property you or someone you know may have money waiting for you. There is no fee to collect the money, you just have to fill out the paperwork to identify yourself. I did a search on co-workers & friends, & several of them got money back. Be very broad in your search--search by last name and first initial. If you get too many hits, then try last name and first name. Also search by last name and nickname, as well as mis-spelled variations of the first name. Each state has some version of this service online--you'll have to look for it, though. DON'T go with any website that asks you for a fee for this free service from the government.

USA Group check on your NSU loan total; click on "Site Map," & then "My Loan Status"

Office of (NSU) Student Financial Aid check on your NSU loan disbursement status by clicking on "Login to Secure Area;" you'll need your SS # and pin #-- which was mailed to you; a phone number & email address is listed to get another pin # if you lost it

Rebuilding Bad Credit fantastic tips for someone with no credit history or a bad credit history

Homefair.com use this to compare salary offers from different cities and countries to see if the pay is equivalent (includes state income tax tables for you to manually include in the final figures from the Salary Calculator), compares cost-of-living & crime rates of cities, cost of moving, City Reports, & the Lifestyle Optimizer (after you imput data, it gives a list of 10 best cities for you to live at), etc.; calculators are listed on the left side of the screen

Datamasters cost-of-living & salary comparisons for different cities & figures in the state income taxes in the final figures

Monster Moving look under "Tools" to see school reports, city comparisons, salary & homebuying calculators, & more

Virtual Relocation offers "Community Profiles"

Occupational Employment & Wage Estimates lists the 1999 average salary nationally, in cities, and in states by career

Bureau of Labor Statistics has additional labor statistics and calculators

The Dismal Scientist look under "Economic Profiles" to check on your zip code; they also offer a "Layoff Calculator" (which I hope none of us ever uses!)

Money magazine: Real Eastate has annual "Best Places to Live," "Find Your Best Place" calculator, "City Search" (statistical profiles of cities), & a "Should I Refinance?" calculator

Your Credit Rating (ordering your credit reports)

  • Eqifax Co.
  • Experian (TRW, CCN)
  • Trans Union

    Better Business Bureau locate local BBBs, search for a company's rating with BBB

    National Institute for Consumer Education consumer financial education sheets

    Pueblo, Colorado On-Line Consumer Info

    10-10 Phone Rates.com great site, compares rates from state to state, within a state, international rates, tips on how to choose a 10-10 plan, Q & A, & more. I would also recommend checking out the pre-paid calling cards sold at gas stations--you can get great U.S. & international long-distance rates using them, & you won't have to worry about forgeting the time and talking beyond your budget because it'll let you know when you have a few minutes left on the card.

    SupraTelecom currently, I get more phone features than I do from Bellsouth, & the bill is $2 cheaper & I didn't have to change my phone number; check them out & see if you can save money with them

    Geico Insurance currently, I can get a car insurance discount by being an AOTA member

    Mortgage Programs for Teachers [& OTs] from Bank of America if you are a therapist, librarian, or teacher working in the K-12 school setting, you can qualify for these special mortgage programs

    Florida Power & Light if you're in their service area, check out their money-saving incentives, especially the On-Call Service, which I've been on now for 5 years and have never been "called"

    Budgeting for College

    Financecenter.com SITE DOWN? financial decisions calculators

    Student Loan Calculator

    Kiplinger.com Calculators kids & money calculators, etc.

    Year-end Tips articles from Money magazine on which financial decisions to make to save money

    Future Value Calculator interest on investments

    Retirement Savings Calculator from Money magazine estimate your retirement; the site also has a Best Places to Retire calculator under "City Search"

    Personal Earnings & Benefit Estimate Statement estimate your earnings with their calculators; order your free PEBES (by mail) to see how much Social Security you've earned

    Small Business Resource Center starting a business? Go to the Broward County Main Library's Small Business Resource center. They have experienced Business Librarians, business workshops, many books solely for starting up a business (sample business plans, legal forms, etc.), computers loaded with business software such as Peachtree, QuickBooks, etc., & you can also borrow computer software to take home

    SCORE (Service Corps of Retired Executives) retired, successful executives will council you about your business for free; I highly recommend them

    Small Business Administration (SBA) this is another must-have resource for new business owners

    InfoMart employer decisions--cost-per-hire, turnover rate, retirement & training costs, employee relocation costs, hourly & annual wage converter (don't enter the comma, decimal, or dollar sign), etc.

    The Cost of Employee Turnover Javascript calculator

    Lease or Buy Calculator find out if it's more cost effective to lease or buy your office or medical equipment

    Financial Calculators for Small Business Start-Up SITE DOWN?

    AllBusiness various calculators for small businesses

    21 Java Script Calculators look at: "Real Hourly Wage Calculator," "Time to Money Calculator," & "Increase-Your-Wage Calculator"

    TurboTax: File Online for FREE if your adjusted gross income is less than $25K

    Looking to hire? Click on the link to your state in the Professional License Verification Center; here's another site which lists contact info & websites for OT, PT, & SLP state licensing boards, however, the website URLs are not up-to-date

    Don't worry, there are OT jobs out there. After all, there is a crying need for our holistic, caring profession. However, because most people and most employers don't know about OT or what it is, they don't head their job ads with "Wanted, Occupational Therapist." If you look carefully through the newspaper want ads, you'll find at least a dozen positions that are in our scope of practice and clinical background. Wendy Brooks, class of 2000, showed us this in the Sunday edition of the local newspaper. Double-check the ads for nurses & PTs; they sometimes include a listing for an OT in the same ad. I check the "Medical" and "Professional" sections in the Classifieds, as well as look for any separate large ads sprinkled throughout the Classifieds.

    Please do the advertisers & human resource staff a favor--when responding to an ad, mention where you found it.

    The (Miami) Herald: Careers employment listings in South Florida & other resources

    Sun Sentinel Classifieds follow the directions to search only the Sun-Sentinel

    Absolutely Health Care click on "Browse Jobs" to search for jobs by state--they give extensive descriptions & you can choose to be on an email job alerting system; they also have a link, "Rehab Options USA" where you can learn about unadvertised positions--I haven't called the number yet

    OT Job Link from AOTA you can post your resume and view job postings; they have many great articles as well as the OT & OTA salary survey results

    Florida Occupational Therapy Association (FOTA) from their homepage, check out "Job Opportunities," "Seeking Employment," & "FOTA FOCUS" (their newsletter); although you don�t need to be a member to view them, I strongly encourage you to become one. FOTA membership is not expensive; you get nice benefits from membership, such as being on their members-only listserv, where additional job opportunities may be posted

    Advance for OT: Career Center submit career questions, bulletin board, articles, and more!

    Advance: Health Care Careers includes job search, resume builder, job email alerts, and more; you can register for a free print and online subscription to Advance, that way, you can also read the full job descriptions

    TherapyJobs also has a Provider Database, email newsletter, & job search

    RehabJobs job listings are currently sparse, however, the site has some good features, such as resume posting & their "Profile Builder" (which sounded exciting but was temporarily down)

    RehabWorld Job Search searches US only

    RehabCareer search for jobs & post your resume for free

    HealthCareSource job search, resume submission, nice list of continuing education classes, & lists contact info for state OT associations

    Vital Signs: Careers lists local conferences for CEUs as well as healthcare employment opportunities in South Florida

    Australian Association of Occupational Therapists information about their boards, qualifications for overseas therapists, & employment opportunities in Australia

    Council of Occupational Therapists Registration Boards (Australia & New Zealand) Inc. more info

    Occupational Therapists Board information for therapists wishing to work in England

    Therapy UK lists OT jobs in the UK

    Canadian Association of Occupational Therapists information about their boards, registration, & qualifications for overseas therapists

    Canadian Association of Occupational Therapists: Career Listings

    The Norwegian Occupational Therapy Association overview about OTs in Norway, qualifications & boards for overseas therapists, & more

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