INSURANCE

LIVING POLICY

Lifetime Coverage Plus An Income For Life With Bonus

New technology has improved the chances of surviving dread diseases. However, your finances and savings can be wiped out by a major hospitalisation. Fortunately, you can get around the immediate financial problem if you have adequate insurance coverage to help you.

Comprehensive Insurance Coverage

The full sum assured plus accumulated bonuses are paid in one lump sum to your beneficiary upon diagnosis of any dread disease. This is also payable upon death.

The policy will also pay you in installments upon permanent disability before age 65.

Attractive Long Term Savings

Your premiums and bonuses will be compounded each year, giving you very attractive long-term returns.

If there is a change in your future financial needs, the accumulated cash value can be used as cash reserves.

Live an Active Retirement

When you reach the age of 60, you can choose to convert all or part of the policy to an Annuity that gives you a monthly retirement income for life. We will top up your cash value by an additional 5% should you choose to exercise this option.

Coverage against 30 dread diseases
  • Heart attack
  • Cancer
  • Stroke
  • Kidney failure
  • Coma
  • Paralysis (Loss of use of limbs)
  • Heart valve surgery
  • Blindness
  • Deafness (Loss of hearing)
  • Loss of speech
  • Multiple sclerosis
  • Fulminant hepatitis
  • Major organ/ Bone marrow transplantation
  • Coronary artery by-pass surgery
  • Primary pulmonary hypertension
  • Alzheimer's disease/ Severe dementia
  • Surgery to aorta
  • Major burns
  • Terminal illness
  • HIV due to blood transfusion & occupationally acquired HIV
  • End stage liver failure
  • End stage lung disease
  • Muscular dystrophy
  • Parkinson's disease
  • Aplastic anaemia
  • Angioplasty & other invasive treatment for coronary artery
  • Bacterial meningitis
  • Benign brain tumour
  • Encephalitis
  • Motor neurone disease

The premium is non-guaranteed and the company reserves the right to adjust the premium due to dread disease experience. Any future increase in premium will only apply to the non-guaranteed portion for the dread disease coverage.

Buying a life insurance plan is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premiums paid.

For further enquiry, please email to [email protected],
or call me at 90607790.

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