Meeting your every need	Ideal Plan can help you to
For those who just started work
Own a car, holiday	Save up for studies, car, holiday Cover for accident, medical expenses
For young family
Wedding, buy a house, change car Secure a better future for children	Save up for wedding, car, house Save up for children's education Cover for accident, medical expenses
For mature family
Prepare for retirement First major illness	Invest your CPF and SRS savings for retirement Cover for critical illness, accident, medical expenses
For retiree
Regular inflow of income Lifestyle support for spouse Major illness	Ensure comfortable retirement Cover for critical illness, accident, medical expenses

Flexible choice of large and well-diversified funds managed by top fund managers

Ideal Plan gives you a choice of investment funds that suit your risk appetite.

The core and specialised funds above have a combined total of over $3,900 million asset under management *. These investments funds are managed by 9 top fund managers chosen for their expertise in their respective areas.

Flexible investment options

You can top up additional savings or make partial withdrawals of your savings at any time. You can also switch your investment to meet your change in risk profile.

Enjoy better returns with low fees

It is important to look for funds with low cost to ensure better returns. Our annual charges are among the lowest in the market - less than 1% per annum.

Extra insurance cover for protection needs

While saving for your future, you can choose to include riders in your Ideal Plan to meet your family's protection needs at a low cost. You can choose to pay for the riders separately.

Personalise your Ideal Plan

You can personalise each Ideal Plan by naming the plan to fit your financial goal or need e.g. John's Education.You can take separate policies for different financial needs to avoid any confusion.

Example: Saving for your child's future

If you save $200 a month for your child over 16 years (assuming an average return of 5% per annum), you will be able to save $55,400. This can be used to pay for your child's tertiary education and marriage.

* Fund size as at 31 August 2004.

As the rates used for the benefits illustrated above are not guaranteed, the actual benefits payable may vary according to the future experience of the fund.

For further enquiry, please email to [email protected],
or call me at 90607790.