Choose the correct answer or fill the gaps with appropriate word.

A bank that is owned by shareholders is a __________ bank.
Savings banks are owned by ...
1. people who are tellers at the bank.
2. people who have savings accounts at the bank
3. people who are shareholders.
Commercial banks make most of their money from _____ payments.
Which kind of bank could most likely arrange a letter of credit to a foreign bank?
1. A savings bank.
2. A savings and loan.
3. A commercial bank.
A national bank is regulated by ...
1. The state where a bank is located.
2. The bank’s customers who deposit their money.
3. The Federal Reserve System.
Savings and loan banks cannot be part of the Federal Reserve System.
1. True
2. False
A _________ is a person who owns stock.
What bank regulates the country’s money supply?
1. The central bank.
2. A savings and loan bank.
3. A commercial bank.
To _____ rates means to establish or decide rates.
A loan for the purchase of a house is called a ______.