If you get contacted by NCO financial services, do not pay them. Pay the company you owe directly. Paying NCO financial services will not be better than paying the company directly. NCO financial services will lie to you and tell you that you must pay them. Don't. Pay your company directly. If you get repeated phone calls from them, file a complaint against them. NCO violates several laws by harassing you like this. If you file a complaint about them, it will help. You can file a complaint at bbb.org online -easy. bbb.org or by mail And make sure to file a complaint with the Consumers's Affair office Fair Debt Act office Fair Debt collection Act office Or your local province/state's office which handle's "Fair Debt" practices, or "Consumer Protection" NCO has many records with the BBB as being rude and misrepresenting (violating the fair debt collection act) ------------------------- Original Business Start Date: 3/22/1966 Local Business Start Date: 1/1/1974 Principal: Michael Barrist, President Local Phone Number: (800) 220-2274 Fax Number: (716) 404-2120 Membership Status: NO TOB Classification: Collection Agencies The information in this report has either been provided by the company, or has been compiled by the Bureau from other sources. Customer Experience NCO Financial Systems has an unsatisfactory report with the Bureau due to a pattern of complaints from consumers who report dissatisfaction with the company's collection practices. Consumers report that NCO staff were rude and in some cases misrepresented themselves. ------------------------------------------ NCO has not even submitted simple information that the BBB asked them to submit. This shows what a naive and unprofessional company NCO really is ------------------------------------------------ General Information Principal: JIM LANGFORD, DISTRICT MANAGER Telephone #: (780) 441-4000 Member: No Business Classification(s): Collection Agencies Customer Experience The Bureau has not received a response to its request for basic information from this company. Without this information, the Bureau cannot provide complete and current information concerning such things as the company's management or its nature of business. ----------------------------------------------------- If you get automated phone calls from NCO (they've been known to keep calling you even weeks, after you've paid them which is illegal).. You're only option is to file more complaints with the Police, BBB, etc. Or phone them after hours and leave your own automated messages on their machines telling them to stop harassing you. (this can be done with any home PC, modem, and some software).