The Cedi is far from stable and fluctuates against foreign currencies daily. Bank rates are slightly lower than those obtained from Forex bureaus. Barclays Bank will accept visa and mastercard for cash advances. Unused local currency can be re-exchanged on proof of authorised exchange, and visitors are advised to retain all currency exchange receipts.

Rail:
A slow but fairly comfortable railway system connects Accra, Kumasi and Takoradi

Public Transport:
There is a fairly efficient bus services connecting the major cities in Ghana. A minibuses service (called tro-tros) also operates in the country connecting smaller towns and urban areas, these are often overcrowded.

PUBLIC HOLIDAYS
1st January New Years Day 6th March Independence Day 1st May Labour Day 4th June Revolution Day 1 July Republic Day 1st December National Farmers Day 25th December Christmas Day 26th December Boxing Day

CLIMATE:
The climate is tropical but relatively mild for the latitude. Climatic differences between various parts of the country are affected by the sun's journey north or south of the equator and the corresponding position of the intertropical convergence \one, the boundary between the moist southwesterly winds and the dry northeasterly winds. Except in the north, there are two rainy seasons, from April to June and from September to November. In the north squalls occur in March and April, followed by occasional rain until August and September, when the rainfall reaches its peak.

Temperatures range between 21�C and 32�C (70�F - 90�F), relative humidity between 50% and 80%. Rainfall ranges from 30 to 80 inches a year. The harmattan, a dry desert wind, blows from the northeast from December to March lowering the humidity and causing hot day and cool nights in the north. The effect of this wind is felt in the south during January. In most areas, temperatures are highest in March and lowest in August after the rains. Variation between day and night temperatures is relatively small, but greater in the north, especially in January, on account of the harmattan.