ASSUME THAT YOU ARE HAVING 36000.00 (THIRTY SIX THOUSAND INDIAN RUPEES) INR
01. IF YOU ARE NOT HAVING POST OFFICE ACCOUNT, GO TO NEAR BY POST OFFICE AND OPEN FOLLOWING ACCOUNTS:
a) SAVINGS ACCOUNT
b) IPPB (MOBILE) ACCOUNT
c) ENABLE INTERNET BANKING TO GET AND SET USERNAME/PASSWORD USING ONLINE
d) AFFIX YOUR PASSPORT SIZE PHOTOS IN THOSE FORMS
e) PROVIDE XEROX COPY OF YOUR AADHAR CARD AND PAN CARD
f) PROVIDE YOUR VALID EMAIL
g) PROVIDE YOUR VALID MOBILE NUMBER
h) PROVIDE YOUR NOMINEE (IF YOU ARE USING JOINT ACCOUNT)
h) VALIDATE YOUR NAME,MOBILE,EMAIL,AADHAR,PAN AND HOUSE ADDRESS BY ASKING THE SAME FROM POST OFFICE EMPLOYEE.
REQUEST THAT GOVERNMENT EMPLOYEE TO SPELL EACH OF THEM(I WAS HAVING INVALID PAN FROM 2016 TO 2023).
02. YOU NEED HAVE A BANKING ACCOUNT
WAIT FOR A WEEK TO ENABLE POST OFFICE INTERNET BANKING ACCOUNT.
AFTER OBTAINING POST OFFICE INTERNET BANKING ACCOUNT
USING YOUR YOUR BANK ACCOUNT TRANSFER 36000.00 FROM YOUR BANK ACCOUNT TO IPPB ACCOUNT
LOGON AT IPPB MOBILE APPLICATION AND TRANSFER 36000.00 FROM YOUR IPPB ACCOUNT TO POST OFFICE ACCOUNT
LOGON AT https://ebanking.indiapost.gov.in URL
Click General Services available at top links
Click Service Requests available at left links
DRILL DOWN Option AND SELECT New Requests
CLICK OK
Click MIS Accounts - Open a MIS Account
PROVIDE 3000.00 AND OPEN NEW MIS ACCOUNT
DO THE SAME FOR TWELVE TIMES TO OPEN MIS ACCOUNTS ON SAME DAY OR DIFFERENT DAYS
NEVER EVER USE IMPS TO TRANSFER MONEY BETWEEN POST OFFICE <=> BANK OR BETWEEN BANKS/POST OFFICE. => TO AVOID IMPS SERVICE CHARGES ALWAYS EVER USE NEFT TO TRANSFER MONEY BETWEEN POST OFFICE <=> BANK OR BETWEEN BANKS/POST OFFICE.
WAIT FOR 30 TO 59 MINUTES TO RECEIVE THAT NEFT AMOUNT AT BANK OR POST OFFICE.