this is c:\web\jp16prt2.htm...vershun=Tuesdae 17 Feb 04 at 1055
  program 16, output 2...plan for retire...$/month yu need tu save.
  Komplex vershun...projekt inkum tu future, predikt $/yeer yu spend.
  Konsider flate rate, invest retern, how long til then, etc.
    Tu go bak tu index...klik heer
Sampel...input numbers kan look like this
    junk10garbage=10=10.00=10$
    10k=10000=10,000=10,000$=$10000=10000.00=10000.=10.0000k
     1m=1,000,000=1000000$=1.0e6=$1meg=1meg$=1.0meg


3. other retire inkum...SS, penshun, part time werk, rent-a-room, "konsult"
7. retire spend as % av yer inkum now (or the dae b4 yu retire)
   finans press has stories sae 70-125% av preretire inkum
   70% assumes...
    1. yu pae off morgage the dae yu retire=15-20% av inkum
    2. yu hav werk-related spend=5-10%
    3. yu now save 10% for fyucher...retired dont save a dime
   100%+ sez yu hav all sorts av thangs yu wanna du & never got tuit
8. % av yer retire nestegg yu take out eech yeer tu liv on
   4%=safe, 5%=maby safe, 6%=riskee, 7%=yer outta yer mind








1. now gross inkum,$/yr








2. now $ saved up      








3. other retire inkum  








4. # yeers til retire  








5. flate rate, %       








6. % retern on invest  








7. retire spend=% av now spend








8. % av nestegg yu spend/yr








                  














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