Financial Aid Questions

  1. This looks like a pretty good financial-aid award for my first year-what will it look like for the rest of my college career?
  2. Are there conditions attached to my scholarship or grant? Do I have to maintain a certain GPA or major in the field that I said I would in applying for the grant?
  3. My aid package has student loans in it.  How much will be expected to borrow over time? And how much will it cost to repay these loans?
  4. What if my family�s finances change? My mother may lose her job; my sister may go to college next year; or my grandmother will move in with us.  Will your college be able to offer me more aid, or should we make our plans for the future based on the current aid package?
  5. There is a chance I�ll get a scholarship from a local organization.  Will your school change the aid package you gave me because I have this local scholarship?
  6. My parents will have trouble paying their assigned share of college costs over four years.  Is there any way for them to spread their payments out over a longer period of time?
  7. Part of my aid package is a campus job.  What kind of jobs do students have on campus and how many hours am I expected to work?
  8. Are there other scholarship and/or loan programs that I should consider applying for?

Scholarship Scams

According to the Federal Trade Commission (FTC), legitimate scholarship search companies never guarantee or promise scholarships or grants.  Some companies and individuals illegally misrepresent their services; either by direct mail or phone calls solicitation.  Be suspicious of these telltales� lines:

  1. �The scholarship is guaranteed or your money back.�
  2. �You can�t get this information anywhere else.�
  3. �I need your credit card or bank account number to hold this scholarship.�
  4. �We�ll do all the work.�
  5. �The scholarship will cost some money.�
  6. �You�ve been selected� by a national foundation to receive a scholarship, or �You�re a finalist� in a scholarship competition you never entered.
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