This tutorial was done in PSP 8

MATERIALS NEEDED:

1. An image of your choice

2. A corner ( included in the supplies_zip)

3. A gold pattern( included in the zip)
   Download the supplies
   
   FILTERS NEEDED:
   Filter Graphics Plus
   Filter Factory Gallery E
   Filter Factor Plugin Galaxy (download the filters here)
   Place the filters in your filter's file / directory.
   
   

METHOD:

1. Choose 2 colors from your image: one light-, one dark color.
   Set the foreground on the gold pattern.
   It will be used as an effect.  
    

2. Add a 1 pixel border - Black
   Add a 2 pixel border - gold pattern
   Add a 2 pixel border - your light color
   Add a 2 pixel border - gold pattern
   Add a 5 pixel border - light color
   Add a 2 pixel border - gold pattern
   Add a 2 pixel border - light color
   Add a 2 pixel border - gold pattern
   
   Select the light color with your Magic wand. There are 3.
   Effects -- Filter Graphics plus - Cross Shadow -- standard settings.
   
   Selections -- Select All -- Selections---Modify - Contract by 17 -- Selections--Invert
   
   Effects -- 3D Effects -- Inner Bevel with the settings below:
   
    

3. Add a border of 20 pixels - dark color.
   Select with your Magic Wand.
   
   Effects -- Filter Factory Gallery E -- Gradient/
   SpokesRatio - 107
   
   Effects - 3D Effects - Inner Bevel as in step 2.
    

4. Repeat the entire step 2.
    

5. Add a border of 35 pixels - dark color.
   Select with your Magic Wand.
   
   Effects -- Filter: Plugin Galaxy -- Warp 1, with these settings below.
    
   
   
   If you work on a dark image, you can use Filters Unlimited 2.0 -  Buttons & Frames -- glas 1 - contrast 64, instead.
    

6. Repeat Step 2.
    

7. Open your corner, resize, copy and paste as new layer on the top left.
   
   Duplicate layer -- Mirror -- Flip.
    

8. Reduce your image to 350 pixels and add your name.
    

That's it! Your Gretha Frame is finished.