MATERIALS NEEDED:

Download the supplies here.
 

FILTERS NEEDED:

Graphics plus.
Filter Eye candy 4000.
 DSB Flux.
Download the filters here
  

METHOD.
  
Open all the images in PSP

and choose 2 light colors (as light as possible),

or use these:

Light color #FCF6F2

Dark color #FBDDC9.

Open a new transparent canvas, size 400x350

Flood fill with the dark color.

Go to Effects -- Filter Effects -- Graphic Plus -- Cross Shadow

The two bottom slidebars should  be on 48,60.

The rest remain unchanged.

Go to Effects -- Filter Effects -- Dsb Flux--Linear Transmission--

slidebars on 50-5-50 horizontal.

Effects -- Texture Effects -- Blinds

 2-70 light color.
  
Reduce the size of the woman image as you like it.

Copy and paste as a new layer.

Position it to the left.

Layer opacity must be 80%.

 
Effects -- 3D Effects -- Drop Shadow

Vertical = 3

Horizontal = 0

Opacity = 65

Blur = 8.00

Color = Black

Activate the flower tube.

Image -- Mirror.

Copy and paste as a new layer onto the canvas.

Image -- Rotate -- 45 degrees Left.

Change the opacity of this layer to 45% in your Layers palette.
Position it as shown in the example above.

 Effects -- 3D Effects -- Drop Shadow
Vertical  = 3

Horizontal = 0

Opacity = 65

Blur = 8.00

Color = Black
 
Activate the 'lisatube'.

Copy and paste as a new layer onto the canvas.
Position it where you like it.

Layers -- Merge -- Merge All.

 
Add a 1px black border.
Add a 20 pixel border in your dark color.
Effects -- Filter Effects -- Eye Candy 4000--Cutout

Apply with these settings:

 
 
Add your name to the image.

Not too big :)
 
Resize the image to 350px in height.
 
You're finished.

Here is another example.