This action occured due to Carteret/Chase alleged to have a mortgage on my property in the amount of $99,000.00, as a result of a note with a Bobby Anderson of Philadelphia, PA., Mr. Anderson was a stranger/a strawbuyer for Carteret/Chase and had no legal interest nor title to said property. As a result of the loan with Bobby Anderson, the note went into default. Mr. Anderson and his associates were involved in what is now known as Predatory Lending, and he was used via fraudulent transfer of property. Mr. Anderson stated via transcript, deposition, that he didn't put any money down on the property, nor made mortgage payments because he was told by the bank, Carteret/Chase that he didn't have to. He also said that he didn't have a payment book or bank to pay the mortgage to. The deal via his associates Joseph & Cornell Booker, who were associates with Carteret, was he, Anderson, was to buy my property, and obtain a mortgage on the property which would be financed by Carteret/Chase. After the deal, Carteret/Chase would take over the mortgage, and he, Anderson, would be given money when the property was sold and another amount for the use of his name and credit. Evidence with recorded documents revealed that at the time that Bobby Anderson executed a note/mortgage with Carteret/Chase, any properly performed and reviewed Title search would had indicated the existence of a Lis Pendens. Therefore, Carteret/Chase had the duty of care to myself, as the lawful owner, to properly perform and review a Title search of which would have indicated the existence of a Lis Pendens. Carteret/Chase had the duty of care to myself, as owner, to ensure that a proper Title report was conducted and reviewed for said property. Carteret/Chase had the duty of care to,myself as owner, to ensure that a mortgage was not entered against property owned by an individual other than those indebted to them on a note. Carteret/Chase negligently breached this duty by failing to either obtain a property Title report and /or failing to properly and competently review said report. As a result of said negligent breach Carteret/Chase allowed a mortgage to be executed between itself and an individual who did not have clear and marketable title to said property. As a result of said negligent breach of its duty of care, Carteret/Chase allowed a mortgage to be filed and recorded against property that did not belong to them. As a direct and proximate cause of said negligent, Carteret/Chase has caused my family and I tremendous damages, and the loss of our legal and possessory rights in our home. On May 18, 1999, my family and I were evicted from our home of 28 years, via Chase Manhattan Bank.
Within my neighborhood, Caucasians whose homes were taken illegally were paid for their property; but minorities who have endured the same, were not. Delta, Carteret/Chase, the attorneys, and others unscrupulous lenders involved in the scam of taking property from hard-working people, struggling day-by-day just to own their home, should be ordered to compensate their victims for their loss via their illegal and deceptive practices.
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