<HTML>
             <HEAD>
             <TITLE>Your Page Title</TITLE>
             </HEAD>

             <BODY BACKGROUND="name of the background around the outside edge of the
             page" BGCOLOR=#82A495 TEXT=#6E5C7C LINK=#6E5C7C VLINK=#6E5C7C
             ALINK=#6E5C7C>
             <BR>
             <BR>
             <CENTER><TABLE BACKGROUND="name of the middle background" BORDER="1"
             BORDERCOLOR=#B2C8BD WIDTH="90%" CELLPADDING="50" CELLSPACING="0">
             <TR>
             <TD WIDTH="100%">
             <P><CENTER><TABLE BACKGROUND="name of the background in which your page
             contents would be written on" BORDER="1" BORDERCOLOR="#B2C8BD"
             WIDTH="100%" CELLPADDING="5" CELLSPACING="0">
             <TR><TD WIDTH="100%">

             <!--------ALL YOUR PAGE CONTENT GOES BELOW THIS POINT-------->

             This is where you would place your page contents. You will have to
             add the names of your tiling backgrounds. Of course, you can adjust all
             the other text and border colors also. You can also adjust the percentage widths of
             the tables and cellpadding until you get the look you want. The percentages and
             cellpadding shown are the ones I've used for this page.

             <!--------THIS IS THE END OF YOUR PAGE CONTENT-------->

             Finally, you'll need to end your page with these codes:

             </TD>
             </TR>
             </TABLE>
             </CENTER>
             </TD>
             </TR>
             </TABLE>
             </CENTER>
             <BR>
             <BR>
             </BODY>
             </HTML>